Essex County and Haverhill City property record for 10 Perls Way, Haverhill, MA 01830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,264 sqft · built 2013 |
| Lot Size | 0.221 acres (9,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Mar 2023) |
| Tax Bill | $7,055 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 636-1-10-2 |
| Primary APN | 636-1-10-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 4,336 sqft |
| Basement Area | 1,006 sqft |
| Unfinished Basement | 1,006 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,631 sqft (0.221 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 636-1-10-2 |
|---|---|
| Street Address | 10 PERLS WAY |
| City | HAVERHILL |
| State | MA |
| Zip | 01830-2069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 10-2 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 260401 |
10 Perls Way is owned and occupied by two individuals who bought it in March 2023.
Source: Essex County and Haverhill City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PERLS WAY, HAVERHILL, MA 01830-2069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 10, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMBERS MORTGAGE COMPANY INC |
| Dec 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HAVERHILL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on File |
| Deed Sale | Mar 10, 2023 · Amount on File |
| Prior Sale | May 31, 2013 · Amount on File |
| Deed Document Number | 20232180 |
| Deed Book / Page | 41471 / 554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Mar 10, 2023 |
| Property Address | 10 PERLS WAY, HAVERHILL, MA 01830-2069 |
| Document Number | 041471-554 |
| Book / Page | 41471 / 554 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 20230310002180 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 PERLS WAY, HAVERHILL, MA 01830-2069 |
| Document Number | 230310002190 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 230310002190 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 10 PERLS WAY, HAVERHILL, MA 01830-2069 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0041374-57 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 41374/57 |
| Instrument | 20221228002400 |
| Name | HAVERHILL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 10 Perls Way was $7,055, up 5.4% from the year before.
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,055.00 (+5.38%) | $658,700 (+4.69%) Land $190,100 Building $468,600 | $714,685 |
| 2024 | $6,695.00 (+4.35%) | $629,200 (+9.35%) Land $180,600 Building $448,600 | |
| 2023 | $6,416.00 | $575,400 Land $164,800 Building $410,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Perls Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Perls Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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