10 Peppermill Ln, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 10 Peppermill Ln, Franklin, MA 02038 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,136 sqft · built 1993
Lot Size	1.58 acres (69,043 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Dec 2020)
Tax Bill	$9,102 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-013-06`

Property Details

APN / Parcel Number

Primary APN	`28-013-06`
Alternative APNs	`FRAN M:324 L:018` `M:028 L:013=06`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
Gross Area	4,307 sqft
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,043 sqft (1.58 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	28-013-06
Street Address	10 PEPPERMILL LN
City	FRANKLIN
State	MA
Zip	02038-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1020
Census Tract	442105

Owner

Source: Norfolk County and Franklin Town City records · APN 28-013-06

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 PEPPERMILL LN, FRANKLIN, MA 02038-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Dec 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR
Dec 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Dec 22, 2017
Deed Document Number	2020149522
Deed Book / Page	38813 / 551
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 PEPPERMILL LN, FRANKLIN, MA 02038-3417
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041676-202
Date	Mar 13, 2024
Book Page	41676/202
Instrument	14311

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Dec 30, 2020
Property Address	10 PEPPERMILL LN, FRANKLIN, MA 02038-3417
Document Number	38813-551
Book / Page	38813 / 551
Instrument Date	Dec 28, 2020
Instrument	149522
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 PEPPERMILL LN, FRANKLIN, MA 02038-3417

Mortgage

Document Number	149523
Date	Dec 30, 2020
Instrument	149523

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 PEPPERMILL LN, FRANKLIN, MA 02038-3417
Document Number	36302-274
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PEPPERMILL LN FRANKLIN MA 020383417, FRANKLIN, MA 02038-3417

Mortgage

Document Number	36302-274
Date	Sep 18, 2018
Book Page	036302/000274
Instrument	83338

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Dec 22, 2017
Property Address	10 PEPPERMILL LN, FRANKLIN, MA 02038-3417
Document Number	35693-392
Book / Page	035693 / 000392
Instrument Date	Dec 20, 2017
Instrument	122241
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PEPPERMILL LN FRANKLIN MA 020383417, FRANKLIN, MA 02038-3417

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,102.00 (+0.56%)	$783,300 (+2.03%) Land $346,700 Building $436,600	$804,460 (+24.77%)
2024	$9,051.00 (+3.23%)	$767,700 (+10.14%) Land $346,700 Building $421,000	$644,765
2023	$8,768.00	$697,000 Land $295,500 Building $401,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214421051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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