10 Penwick Pl, Hillsborough, NC 27278 Property Records

Durham County property record for 10 Penwick Pl, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,203 sqft · built 2001
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2018)
Tax Bill	$6,904 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0816-16-0976`

Property Details

APN / Parcel Number

Primary APN	`0816-16-0976`
Alternative APNs	`0816-16-09-7619` `081601160944` `188951`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,203 sqft Heated Area
1st Floor Area	2,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10 PENWICK PL
City	HILLSBOROUGH
State	NC
Zip	27278-7674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	HARDSCRABBLE/PH:02/SEC:07 /LT#174 PL:000143-000049
Legal Subdivision	HARDSCRABBLE
Legal Phase	2
Legal Lot Number	174
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	6
Census Block	6003
Census Tract	1603

Owner

10 Penwick Pl is owned and occupied by two individuals who bought it in August 2018.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PENWICK PL, HILLSBOROUGH, NC 27278-7674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on File
Deed Sale	Aug 27, 2018 · Amount on File
Prior Sale	Oct 1, 2001 · Amount on File
Deed Document Number	201830199
Deed Book / Page	8496 / 506
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	10 PENWICK PL, HILLSBOROUGH, NC 27278-7674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088290784
Date	Dec 19, 2019
Book Page	8829/784
Instrument	2019047127

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 27, 2018
Property Address	10 PENWICK PL, HILLSBOROUGH, NC 27278-7674
Document Number	0084960506
Book / Page	8496 / 506
Map Reference	MB143 PG49&50
Instrument Date	Aug 24, 2018
Instrument	2018030199
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 TRAIL WOOD DR, 3100, DURHAM, NC 27705-1447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PENWICK PL, HILLSBOROUGH, NC 27278-7674

Mortgage

Document Number	2018030200
Date	Aug 27, 2018
Instrument	2018030200

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 Penwick Pl was $6,904, up 3.7% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,904.00 (+3.71%)	$972,660 (-) Land $100,960 Building $871,700	$972,660 (-) Land $100,960 Building $871,700
2025	$6,657.00	$972,660 Land $100,960 Building $871,700	$972,660 Land $100,960 Building $871,700
2023	$4,347.00 (+4.19%)	$461,660 Land $84,618 Building $377,042	$461,660 Land $84,618 Building $377,042
2022	$4,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Penwick Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Penwick Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDSCRABBLE S/D private · serves 643 people · EPA ID NC0332139
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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