10 Pennsylvania Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 10 Pennsylvania Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	2,108 sqft Living Area
Lot Size	11,238 sqft (0.258 acres)
Garage	Attached, 570 sqft
Occupancy	Owner Occupied
Last Sale	$90,000 (1995)
Tax Bill	$1,424.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0650-0001-0580`
Alternative APNs	`263001065000010580` `80740`

Interior

Full Baths	2 Baths
Building Area	2,108 sqft Living Area
Gross Area	2,678 sqft Gross Area
1st Floor	2,108 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,238 sqft (0.258 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	570 sqft Garage
Pool Type	In-Ground Pool Pool Type
Pool Area	450 sqft Pool
Deck Area	306 sqft Deck

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	10 PENNSYLVANIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2377
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD BLVD LOTS PB B PG 061 N 75 FT OF E 50 FT OF S 140 FT LOT 58 & N 75 FT OF S 140 FT LOT 57
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	LAKE FRONT ADD TO TOWN OF ST CLOUD
Legal Tract	650
Legal Block	580
Legal Lot Number	58
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1002
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0650-0001-0580

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2377
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 1995 · Amount on Record
Deed Sale	Oct 09, 1995 · Amount on Record
Deed Book / Page	1284 / 2239
Last Transfer Date	Dec 16, 2021
Transfer Doc	0061991215
Record Refreshed	Jun 08, 2026

April 2022:

Jurisdiction	OSCEOLA FL
Recording Date	Apr 22, 2022
Property Address	10 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2377
Document Number	0061991215
Book / Page	6199 / 1215
Map Reference	MB B PG 061
Instrument Date	Dec 16, 2021
Instrument	2022063971
Record Updated	May 05, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2377

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,481.00 (+4%) Homeowner's exemption	$125,657 (+5.99%)	$299,800 (+24.4%) Land $75,000 Building $224,800
2024	$1,424.00 (+3.49%)
2023	$1,376.00 (+4.64%) Homeowner's exemption	$118,560 (+3%)	$241,000 (+16.14%) Land $65,000 Building $176,000
2022	$1,315.00 Homeowner's exemption	$115,107	$207,500 Land $55,000 Building $152,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.