10 Penn St, Cherry Tree, PA 15724 Property Records

Indiana County property record for 10 Penn St, Cherry Tree, PA 15724

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1917
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$843 (2026)
Deeds & Mortgages	Aug 2022 Transfer Jul 2020 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`14-005-500`

Property Details

APN / Parcel Number

Primary APN	`14-005-500`
Alternative APN	`00014965`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Basement Area	752 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 2007
Exterior Material	Brick
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	126 ft deep x 84 ft wide
View / Lot	Corner
Garage Type	Basement
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Coal
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00014965
Street Address	10 PENN ST
City	CHERRY TREE
State	PA
Zip	15724-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT F 83.92X126AV 1 HO
Jurisdiction	INDIANA PA
Township / Civil Division	CHERRY TREE
Census Block Group	2
Census Block	2033
Census Tract	960300

Owner

Source: Indiana County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 67, CHERRY TREE, PA 15724-0067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Intrafamily Transfer, Transfer
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIANA PA
Recording Date	Aug 5, 2022
Property Address	10 PENN ST, CHERRY TREE, PA 15724-9550
Document Number	2022330868
Instrument Date	Aug 4, 2022
Instrument	2022-330868
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 67, CHERRY TREE, PA 15724-0067

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	10 PENN ST, CHERRY TREE, PA 15724-9550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020310200
Date	Jul 13, 2020
Instrument	2020-310200

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	NORTHERN CAMBRIA, PA 15714

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Cherry Tree Borough
Unified School District	Harmony Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$843.00 (+10.2%) Homeowner's exemption	$36,800 (-) Land $9,300 Building $27,500	$36,800 (-) Land $9,300 Building $27,500
2023	$765.00	$36,800 Land $9,300 Building $27,500
2015			$36,800 Land $9,300 Building $27,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1985–2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICMSA CHERRY TREE serves 375 people · EPA ID PA5320007
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	16 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2020 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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