Hamilton County property record for 10 Peak St, Chattanooga, TN 37405
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,168 sqft · built 2023 |
| Lot Size | 0.177 acres (7,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Oct 2025) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135D A 028.06 |
| Primary APN | 135D A 028.06 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,168 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,744 sqft (0.177 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000384561 |
|---|---|
| Street Address | 10 PEAK ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3524 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 7 THE PEAK SUB PB 108 PG 83 REV 108-170 OUT OF 135D A 028 FOR 2017 |
| Legal Subdivision | LAND OF J H COKER |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
10 Peak St, a townhouse, is owned and occupied by two individuals who bought it in October 2025.
Source: Hamilton County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Non-Conforming Investor Loan TRUIST BANK |
| Feb 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Nov 27, 2024 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 28, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Aug 26, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage PINNCACLE BANK |
| Jun 29, 2022 | Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | Sep 28, 2023 · Amount on File |
| Deed Document Number | 2025197 |
| Deed Book / Page | 14064 / 349 |
| Prior Transfer Date | Nov 26, 2024 |
| Prior Transfer Doc | 0000000050 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Number | 0000000308 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 13447/464 |
| Instrument | 2023111300308 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Number | 0000000012 |
|---|---|
| Date | Feb 13, 2025 |
| Book Page | 13836/29 |
| Instrument | 2025021300012 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 3, 2025 |
| Property Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Number | 0000000197 |
| Book / Page | 14064 / 349 |
| Map Reference | MB 108 PG 170 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025100300197 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,553.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Number | 0014064354 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 14064/354 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 27, 2024 |
| Property Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Number | 0000000050 |
| Book / Page | 13773 / 516 |
| Map Reference | MB 108 PG 170 |
| Instrument Date | Nov 26, 2024 |
| Instrument | 2024112700050 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 28, 2023 |
| Property Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Number | 0000000116 |
| Book / Page | 13410 / 680 |
| Map Reference | MB 108 PG 170 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023092800116 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,294.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PEAK STREET 5001 KINGSLEY DR, CHATTANOOGA, TN 37405 |
| Document Number | 0000000117 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023092800117 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 26, 2022 |
| Property Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Number | 0000000092 |
| Book / Page | 13070 / 556 |
| Map Reference | MB 108 PG 170 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022082600092 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2513 E 19TH ST, CHATTANOOGA, TN 37404-5308 |
| Investor | Possibly a Property Investor |
| Document Number | 0130700560 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 13070-0560 |
| Name | PINNCACLE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 29, 2022 |
| Property Address | 10 PEAK ST, CHATTANOOGA, TN 37405-3524 |
| Document Number | 0000000077 |
| Book / Page | 13008 / 421 |
| Map Reference | MB 108 PG 170 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022062900077 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2513 E 19TH ST, CHATTANOOGA, TN 37404-5308 |
| Investor | Possibly a Property Investor |
| Document Number | 0130080424 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 13008-0424 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 27, 2023 |
The 2025 property tax bill for 10 Peak St was $2,731, up 7.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,731.00 (+7.6%) | $180,200 (+58.84%) | $720,800 (+58.84%) Land $125,000 Building $595,800 |
| 2024 | $2,538.00 (+549.1%) | $113,450 (+548.29%) | $453,800 (+548.29%) Land $70,000 Building $383,800 |
| 2023 | $391.00 | $17,500 (-) | $70,000 (-) Land $70,000 |
| 2022 | $391.00 | $17,500 | $70,000 Land $70,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 Peak St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Peak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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