Cumberland Town property record for 10 Payson Ln, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,349 sqft · built 1977 |
| Lot Size | 0.509 acres (22,172 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,680 (2026) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-1027-01 |
| Primary APN | 3-1027-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,349 sqft Living Area |
| Gross Area | 7,140 sqft |
| 1st Floor Area | 2,016 sqft |
| Attic | Attic |
| Attic Area | 2,016 sqft |
| Basement Area | 2,016 sqft |
| Unfinished Basement | 2,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,172 sqft (0.509 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3-1027-01 |
|---|---|
| Street Address | 10 PAYSON LN |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 412 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 11404 |
10 Payson Ln is owner-occupied and held in a trust since December 2023.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10 PAYSON LN, CUMBERLAND, RI 02864-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2023 |
| Transfer Doc | 001968-874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 6, 2023 |
| Property Address | 10 PAYSON LN, CUMBERLAND, RI 02864-4215 |
| Document Number | 001968-874 |
| Book / Page | 1968 / 874 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 141786 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10 PAYSON LN, CUMBERLAND, RI 02864-4215 |
The 2026 property tax bill for 10 Payson Ln was $7,680, down 0.6% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,680.00 (-0.62%) | $767,200 (+21.82%) Land $277,200 Building $490,000 | $691,776 |
| 2025 | $7,728.00 | $629,800 Land $200,400 Building $429,400 | |
| 2023 | $7,318.00 (+4.2%) | $629,800 (+34.43%) Land $200,400 Building $429,400 | |
| 2022 | $7,023.00 | $468,500 Land $144,400 Building $324,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Payson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Payson Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: Xfinity.
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