10 Payne Pl, Normal, IL 61761 Property Records

McLean County property record for 10 Payne Pl, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,111 sqft · built 1924
Lot Size	0.115 acres (5,005 sqft)
Owner	2 Individual Names on File
Last Sale	$104,666 (Mar 2022)
Tax Bill	$4,588 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-455-026`

Property Details

APN / Parcel Number

Primary APN	`14-28-455-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	1,111 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Roof Material	Asphalt
Lot Area	5,005 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	224 sqft
Porch	Open Brick Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 PAYNE PL
City	NORMAL
State	IL
Zip	61761-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES PLACE ADD TO NORMAL LOT 26
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	PAYNES PLACE
Legal Lot Number	26
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2003
Census Tract	400

Owner

Source: McLean County records · APN 14-28-455-026

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1211 HANSON DR, NORMAL, IL 61761-1942
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 09, 2017	Intrafamily Transfer, Transfer
Oct 11, 2017	Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20225889
Prior Transfer Date	Oct 03, 2017
Prior Transfer Doc	0000020325
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 31, 2022
Property Address	10 PAYNE PL, NORMAL, IL 61761-3527
Document Number	202200005889
Instrument Date	Mar 17, 2022
Instrument	2022-00005889
Transaction Type	Transfer
Record Updated	Apr 08, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1211 HANSON DR, NORMAL, IL 61761-1942

Mortgage

Document Number	202200005890
Date	Mar 31, 2022
Instrument	2022-00005890

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 21, 2021
Property Address	10 PAYNE PL, NORMAL, IL 61761-3527
Document Number	202100017262
Instrument Date	Jul 08, 2021
Instrument	2021-00017262
Transaction Type	Transfer
Record Updated	Aug 02, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PAYNE PL, NORMAL, IL 61761-3527

Mortgage

Document Number	202100017264
Date	Jul 21, 2021
Instrument	2021-00017264

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 09, 2017
Property Address	10 PAYNE PL, NORMAL, IL 61761-3527
Document Number	201700020325
Instrument Date	Oct 03, 2017
Instrument	2017-00020325
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 11, 2017
Property Address	10 PAYNE PL, NORMAL, IL 61761-3527
Document Number	201700018374
Instrument Date	Sep 28, 2017
Instrument	2017-00018374
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PAYNE PL, NORMAL, IL 61761-3578

Mortgage

Document Number	201700018375
Date	Oct 11, 2017
Instrument	2017-00018375

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Interest

Rate Type	Fixed Rate
Rate	5%
Change Frequency	3 Years

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,670 (+21.89%) Land $10,821 Building $50,849	$185,010 (+21.89%) Land $32,463 Building $152,547
2024	$4,588.00 (+5.96%)
2023	$4,330.00 (+21.39%)	$50,596 (+10.69%) Land $8,878 Building $41,718	$151,788 (+10.69%) Land $26,634 Building $125,154
2022	$3,567.00	$45,710 Land $8,021 Building $37,689	$137,130 Land $24,063 Building $113,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1980–2021)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Pavlov Media	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

10 Payne Pl, Normal, IL 61761 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Payne Pl

Nearby Streets

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