10 Patrick Ln, Stillwater, NY 12170 Property Records

Saratoga County and Stillwater Town property record for 10 Patrick Ln, Stillwater, NY 12170

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,544 sqft · built 1978
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Dec 2016)
Tax Bill$4,443 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jun 2023 Line of Credit
+ 4 more
APN415289 243.82-1-4.2

Property Details

APN / Parcel Number

Primary APN415289 243.82-1-4.2
Alternative APNs
  • 528924308200010040020000
  • 5 J01462

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,544 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area217 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number5 J01462
Street Address10 PATRICK LN
CitySTILLWATER
StateNY
Zip12170-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeT5
Legal DescriptionLOT 1
Legal Block1
Legal Lot Number4.002
JurisdictionSARATOGA NY
Township / Civil DivisionSTILLWATER
Census Block Group2
Census Block2053
Census Tract62002

Owner

10 Patrick Ln is owned and occupied by an individual who bought it in December 2016.

Source: Saratoga County and Stillwater Town records, as of April 20, 2026

Owner of RecordIndividual Name on File
Mailing Address10 PATRICK LN, STILLWATER, NY 12170-1129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Jun 27, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FEDERAL CREDIT UNION
May 6, 2019Loan Modification, Mortgage · Conventional with PMI
SEFCU
May 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Jun 13, 2018Deed of Trust, Mortgage · Conventional with PMI
SEFCU
Jan 23, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2016 · Amount on File
Deed SaleDec 19, 2016 · Amount on File
Deed Book / Page2016 / 40329
Prior Transfer DateDec 15, 2016
Prior Transfer Doc0000040329
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address10 PATRICK LN, STILLWATER, NY 12170-1129
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034571
DateDec 31, 2025
Instrument2025034571
Lender
NameBROADVIEW FCU
Agreement
TypeLine of Credit
AmountAmount on Record
Term217 Months
DueJan 1, 2044
Interest
Rate TypeAdjustable Rate

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address10 PATRICK LN, STILLWATER, NY 12170-1129
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016494
DateJun 27, 2023
Instrument2023016494
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueJul 1, 2038
Interest
Rate TypeAdjustable Rate

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSARATOGA NY
Property Address10 PATRICK LN, STILLWATER, NY 12170-1129
Document Number0000012954
Instrument DateMay 6, 2019
Transaction TypeMortgage
Record UpdatedMay 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PATRICK LN STILLWATER NY 121701129, STILLWATER, NY 12170-1129

Mortgage

Document Number0000012954
DateMay 14, 2019
Instrument12954
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 13, 2049
Interest
Rate TypeFixed Rate
Rate4%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address10 PATRICK LN, STILLWATER, NY 12170-1129
Document Number0000012953
Instrument DateMay 6, 2019
Transaction TypeMortgage
Record UpdatedMay 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PATRICK LN STILLWATER NY 121701129, STILLWATER, NY 12170-1129

Mortgage

Document Number0000012953
DateMay 14, 2019
Instrument12953
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 13, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address10 PATRICK LN, STILLWATER, NY 12170-1129
Document Number0000018407
Instrument DateJun 13, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PATRICK LN STILLWATER NY 121701129, STILLWATER, NY 12170-1129

Mortgage

Document Number0000018407
DateJun 22, 2018
Instrument18407
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJun 21, 2033

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address10 PATRICK LN, STILLWATER, NY 12170-1129
Document Number0000004152
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedApr 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PATRICK LN STILLWATER NY 121701129, STILLWATER, NY 12170-1129

Mortgage

Document Number0000004152
DateFeb 7, 2017
Instrument4152
Lender
NameCAPITAL COMMUNICATIONS CU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueFeb 6, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Patrick Ln was $4,443 with a veteran's exemption.

Source: Saratoga County and Stillwater Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionStillwater Town
Unified School DistrictStillwater Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,443.00$186,000 Land $18,100 Building $167,900$312,605 Land $30,420 Building $282,185
2023$186,000 Land $18,100 Building $167,900$277,612 Land $27,015 Building $250,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Patrick Ln; 16 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Patrick Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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