10 Pasadena Dr, Oswego, IL 60543 Property Records

Kane County property record for 10 Pasadena Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1970
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2022)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-476-011`

Property Details

APN / Parcel Number

Primary APN	`15-31-476-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10 PASADENA DR
City	OSWEGO
State	IL
Zip	60543-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL PHILLIPS SUBDN : UNIT 2 LOT 10
Legal Subdivision	RUSSELL PHILLIPS SUB
Legal Block	4
Legal Lot Number	10
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4039
Census Tract	854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PASADENA DR, OSWEGO, IL 60543-6004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	202218903
Prior Transfer Date	May 17, 2021
Prior Transfer Doc	0000043747
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	10 PASADENA DR, OSWEGO, IL 60543-6004
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007934
Date	Feb 27, 2026
Instrument	2026K007934

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 6, 2022
Property Address	10 PASADENA DR, OSWEGO, IL 60543-6004
Document Number	0000018903
Instrument Date	Mar 4, 2022
Instrument	2022K018903
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 PASADENA DR, OSWEGO, IL 60543-6004

Mortgage

Document Number	0000018904
Date	Apr 6, 2022
Instrument	2022K018904

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	10 PASADENA DR, OSWEGO, IL 60543-6004
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PASADENA DR, OSWEGO, IL 60543-6004

Mortgage

Document Number	0000057151
Date	Jul 26, 2021
Instrument	2021K057151

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Sep 1, 2044

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 8, 2021
Property Address	10 PASADENA DR, OSWEGO, IL 60543-6004
Document Number	0000043747
Instrument Date	May 17, 2021
Instrument	2021K043747
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	M 10 PASADENA DRIVE, OSWEGO, IL 60543

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,947.00 (+1.64%) Homeowner's exemption	$88,513 (+9.39%) Land $13,791 Building $74,722	$265,645 (+9.39%) Land $41,390 Building $224,256
2024	$4,867.00 (+8.78%)	$80,915 (+22.67%) Land $12,607 Building $68,308	$242,842 (+22.71%) Land $37,836 Building $205,006
2022	$4,474.00 (+3.47%) Homeowner's exemption	$65,964 (+7.41%) Land $10,277 Building $55,687	$197,892 (+7.41%) Land $30,831 Building $167,061
2021	$4,324.00 Homeowner's exemption	$61,413 Land $9,568 Building $51,845	$184,239 Land $28,704 Building $155,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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