10 Parker Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 10 Parker Dr, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,648 sqft · built 1985
Lot Size0.195 acres (8,494 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jan 2012)
Tax Bill$6,157 (2025)
Deeds & MortgagesJan 2026 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN051-182-31

Property Details

APN / Parcel Number

Primary APN051-182-31
Alternative APN
  • 051-182-31-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,648 sqft Living Area
Gross Area2,051 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area8,494 sqft (0.195 acres)
Garage TypeAttached
Garage Area403 sqft
Parking Spaces2 Parking Spaces
Deck Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 PARKER DR
CityWATSONVILLE
StateCA
Zip95076-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionPM36 14
Legal Lot NumberC
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1006
Census Tract122500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 PARKER DR, WATSONVILLE, CA 95076-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
THE GOLDEN 1 CU
Sep 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2012 · Amount on Record
Deed SaleJan 31, 2012 · Amount on Record
Prior SaleAug 2, 2011 · Amount on Record
Deed Document Number20125360
Prior Transfer DateOct 4, 1995
Prior Transfer Doc0000051865
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10 PARKER DR, WATSONVILLE, CA 95076-2220
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PARKER DR, WATSONVILLE, CA 95076-2220

Mortgage

Document Number0000001311
DateJan 21, 2026
Instrument2026-0001311
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10 PARKER DR, WATSONVILLE, CA 95076-2220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028752
DateSep 23, 2019
Instrument2019-0028752
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2039

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10 PARKER DR, WATSONVILLE, CA 95076-2220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PARKER DR, WATSONVILLE, CA 95076-2220

Mortgage

Document Number0000055533
DateDec 21, 2020
Instrument2020-0055533
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,673 (+2%) Land $242,143 Building $180,530
2025$6,157.00 (+16.37%) Homeowner's exemption$414,385 (+8.96%) Land $237,395 Building $176,990
2023$5,291.00 (+2.01%) Homeowner's exemption$380,295 Land $228,177 Building $152,118$665,460
2022$5,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims54 (1995–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 3 claims
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 17 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

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