10 Park St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 10 Park St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,899 sqft · built 1872
Lot Size	2.99 acres (130,532 sqft)
Owner	2 Individual Names on File
Last Sale	$343,000 (Apr 2015)
Tax Bill	$8,391 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Feb 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0021 B:0004 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0021 B:0004 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,899 sqft Living Area
Gross Area	7,186 sqft
Basement Area	1,804 sqft
Unfinished Basement	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,532 sqft (2.99 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	10 PARK ST
City	PEPPERELL
State	MA
Zip	01463-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	4
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3009
Census Tract	327102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pepperell Center Historic District listed 1994 · 118 contributing resources · NRIS 94000812

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Park St is owned and occupied by two individuals who bought it in April 2015.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PARK ST, PEPPERELL, MA 01463-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Jul 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Oct 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015 · Amount on File
Deed Sale	Apr 10, 2015 · Amount on File
Prior Sale	Sep 9, 2003 · Amount on File
Deed Document Number	201551391
Deed Book / Page	65201 / 427
Transfer Doc	065201-427
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Recording Date	Jun 8, 2026
Property Address	10 PARK ST, PEPPERELL, MA 01463-1105
Document Number	0000067152
Book / Page	85703 / 103
Instrument Date	Jun 3, 2026
Instrument	202667152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PARK ST, PEPPERELL, MA 01463-1105

Mortgage

Document Number	085703-103,
Date	Jun 8, 2026
Book Page	85703/103
Instrument	202667152

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	10 PARK ST, PEPPERELL, MA 01463-1105
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077066-558
Date	Feb 26, 2021
Book Page	77066/558
Instrument	42918

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	10 PARK ST, PEPPERELL, MA 01463-1105
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083054-33
Date	Jul 26, 2024
Book Page	83054/33
Instrument	82790

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2044

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	10 PARK ST, PEPPERELL, MA 01463-1105
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073365-274
Date	Sep 30, 2019
Book Page	73365/274
Instrument	148644

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	10 PARK ST, PEPPERELL, MA 01463-1105
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	075835-478
Date	Oct 7, 2020
Book Page	75835/478
Instrument	181917

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	10 PARK ST, PEPPERELL, MA 01463-1105
Document Number	70620-240
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70620-240
Date	Feb 13, 2018
Book Page	070620/000240
Instrument	20409

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 12, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 10 Park St was $8,391, up 1.9% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,391.00 (+1.91%)	$608,900 (+8.19%) Land $183,000 Building $425,900	$696,920 (-)
2025	$8,234.00 (+6.56%)	$562,800 (+4.51%) Land $158,400 Building $404,400	$696,920 (+10.25%)
2024	$7,727.00 (-0.81%)	$538,500 (+4.66%) Land $157,800 Building $380,700	$632,130
2023	$7,790.00	$514,500 Land $157,800 Building $356,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Park St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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