10 Park Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 10 Park Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 864 sqft · built 1965
Lot Size	0.39 acres (1,720 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Dec 2021)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Dec 2021 Sale Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`470940A000`

Property Details

APN / Parcel Number

Primary APN	`470940A000`
Alternative APN	`3-003A-4377-00-0010.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,720 sqft (0.39 acres)
Lot Dimensions	40 ft deep x 43 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	470940A000
Street Address	10 PARK DR
City	SAINT CHARLES
State	MO
Zip	63303-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PARKER SUB LOT 10
Legal Subdivision	PARKER SUB
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1040
Census Tract	310901

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 PARK DR, SAINT CHARLES, MO 63303-3607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Warranty Deed, Transfer OLD REPUBLIC TITLE
Sep 15, 2021	Affidavit of Death of Joint Tenant, Transfer
Sep 15, 2021	Warranty Deed, Transfer · Commercial Mortgage DEBBIE KASTNER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	2021104198
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000077298
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 29, 2021
Property Address	10 PARK DR, SAINT CHARLES, MO 63303-3607
Document Number	0000104198
Map Reference	MB 4 PG 67
Instrument Date	Dec 15, 2021
Instrument	2021R-104198
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 N BRENTWOOD BLVD STE 204, 34, CLAYTON, MO 63105-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PARK DR, SAINT CHARLES, MO 63303-3607

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Sep 15, 2021
Property Address	10 PARK DR, SAINT CHARLES, MO 63303-3607
Document Number	0000077298
Map Reference	MB 4 PG 67
Instrument Date	Sep 10, 2021
Instrument	2021R-077298
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 MACPHERSON DR, DARDENNE PRAIRIE, MO 63368-7223

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 15, 2021
Property Address	10 PARK DR, SAINT CHARLES, MO 63303-3607
Document Number	0000077299
Map Reference	MB 4 PG 67
Instrument Date	Sep 10, 2021
Instrument	2021R-077299
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2470 MACPHERSON DR, 2470, DARDENNE PRAIRIE, MO 63368-7223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 N BRENTWOOD BLVD STE 204, 204, CLAYTON, MO 63105-3746
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077300
Date	Sep 15, 2021
Instrument	2021R-077300

Lender

Name	DEBBIE KASTNER
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2022

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,280 (-)	$159,369 (-) Land $36,000 Building $123,369
2025	$1,761.00 (+4.32%)	$30,280 (+7.49%)	$159,369 (+7.49%) Land $36,000 Building $123,369
2024	$1,688.00
2023		$28,170
2022			$148,265 Building $148,265

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	69 (1979–2014)
Claims Outside the SFHA	14 of 69
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon, Wisper ISP.

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