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10 Pandora Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 10 Pandora Dr, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,088 sqft · built 1973
Lot Size2.05 acres (89,361 sqft)
Owner2 Individuals on Record
Last Sale$307,000 (Feb 2022)
Tax Bill$124 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-9709-3

Property Details

APN / Parcel Number

Primary APNC56-000-592-9709-3
Alternative APNs
  • 07-3N-23-0000-0005-0020
  • 23N307000000050020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,088 sqft Living Area
Gross Area2,905 sqft
1st Floor Area2,088 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area89,361 sqft (2.05 acres)
Lot Dimensions310 ft deep x 285 ft wide
Garage TypeAttached
Garage Area609 sqft
PorchFinished/Open Porch
Porch Area208 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10 PANDORA DR
CityCRESTVIEW
StateFL
Zip32536-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 699.75 FT S OF NE COR OF NW1/4 S 285.75 FT W 310 FT N 285.75 FT E 310 FT TO BEG OR 636-774 & 638-413 & 710-393 OR 196 PG 74 & TRACT AS OR 415 PG 463
Legal Range23W
Legal Township03N
Legal Section07
Legal Block5
Legal Lot Number20
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2004
Census Tract20500

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address10 PANDORA DR, CRESTVIEW, FL 32536-1812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Warranty Deed, Transfer · Conventional Mortgage
RIVER BANK & TRUST
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACOPIA LLC
Aug 9, 2018Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Prior SaleAug 9, 2018 · Amount on Record
Deed Document Number20223530209
Deed Book / Page3606 / 4577
Prior Transfer DateFeb 2, 2010
Prior Transfer Doc0029234543
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 28, 2022
Property Address10 PANDORA DR, CRESTVIEW, FL 32536-1812
Document Number0036064577
Book / Page3606 / 4577
Instrument DateJan 24, 2022
Instrument3530209
Transaction TypeTransfer
Record UpdatedMar 23, 2022
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,149.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6090 CLEAR CREEK RD, 6090, CRESTVIEW, FL 32539-9764

Transferred To (Grantee/Buyer)

NameVerified Name
Address3416 STONECLAVE PL, FAYETTEVILLE, NC 28304-2874

Mortgage

Document Number0036064585
DateFeb 28, 2022
Instrument3606/4585
Lender
NameRIVER BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address10 PANDORA DR, CRESTVIEW, FL 32536-1812
Transaction TypeMortgage
Record UpdatedAug 3, 2021
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PANDORA DR, CRESTVIEW, FL 32536-1812

Mortgage

Document Number0035602761
DateJul 15, 2021
Book Page3560/2761
Instrument3472078
Lender
NameACOPIA LLC
TypeMortgage Company
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 9, 2018
Property Address10 PANDORA DR, CRESTVIEW, FL 32536-1812
Document Number0033624733
Book / Page3362 / 4733
Instrument DateAug 8, 2018
Instrument3225498
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyEMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2621 SORREL RIDGE RD, 2621, CRESTVIEW, FL 32536-4331

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PANDORA DR, CRESTVIEW, FL 32536-1812

Mortgage

Document Number0003225499
DateAug 9, 2018
Instrument3225499
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 (-95.29%) Homeowner's exemption Veteran's exemption$255,559 (-2.48%)$257,562 (-1.71%) Land $50,710 Building $206,852
2023$2,631.00 (+78.25%)$262,049 (+48.47%) Land $43,083 Building $218,966$262,049 (+8.79%) Land $43,083 Building $218,966
2022$1,476.00 Homeowner's exemption$176,501$240,874 Land $40,265 Building $200,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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