10 Palmer Ave, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 10 Palmer Ave, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,944 sqft · built 1955
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Jan 2010)
Tax Bill	$6,110 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DANV M:062 L:102 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:062 L:102 P`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,049 sqft
Basement Area	864 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10 PALMER AVE
City	DANVERS
State	MA
Zip	01923-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SOUTHWICK ACRES DANVERS
Legal Lot Number	102
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	2
Census Block	2023
Census Tract	211402

Owner

10 Palmer Ave is owned and occupied by two individuals who bought it in January 2010.

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PALMER AVE, DANVERS, MA 01923-3528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2010 · Amount on File
Deed Sale	Jan 19, 2010 · Amount on File
Deed Book / Page	29223 / 165
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	10 PALMER AVE, DANVERS, MA 01923-3528
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041598-495
Date	Jun 5, 2023
Book Page	41598/495
Instrument	20230605002350

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	10 PALMER AVE, DANVERS, MA 01923-3528
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40193-590
Date	Aug 20, 2021
Book Page	40193/590
Instrument	20210820000840

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10 Palmer Ave was $6,110, up 1% from the year before.

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,110.00 (+0.96%)	$556,000 (+2.07%) Land $333,500 Building $222,500	$609,615
2024	$6,052.00 (+4.47%)	$544,700 (+10.49%) Land $333,500 Building $211,200
2023	$5,793.00	$493,000 Land $303,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Palmer Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 5 condo units
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Palmer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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