10 Palisades Pl, Calistoga, CA 94515 Property Records

Napa County property record for 10 Palisades Pl, Calistoga, CA 94515

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,031 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$3,550,000 (Aug 2025)
Tax Bill	$38,438 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-540-006-000`

Property Details

APN / Parcel Number

Primary APN	`011-540-006-000`
Alternative APN	`011-540-006`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
1st Floor Area	2,031 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	011-540-006
Street Address	10 PALISADES PL
City	CALISTOGA
State	CA
Zip	94515-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SILVER ROSE SUB
Jurisdiction	NAPA CA
Township / Civil Division	CALISTOGA
Census Block Group	1
Census Block	1000
Census Tract	202000

Owner

10 Palisades Pl is held in a trust since August 2025.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 5014, CARMEL BY THE SEA, CA 93921-5014
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 24, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Nov 24, 2021 · Amount on File
Deed Document Number	202511665
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	10 PALISADES PL, CALISTOGA, CA 94515-1815
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RONNOCO RD, CARMEL VALLEY, CA 93924-9438

Mortgage

Document Number	0000013849
Date	Oct 3, 2025
Instrument	2025-0013849

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 24, 2021
Property Address	10 PALISADES PL, CALISTOGA, CA 94515-1815
Document Number	0000036090
Map Reference	MB 27 PG 34-41
Instrument Date	Nov 24, 2021
Instrument	2021-0036090
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO OF NAPA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 CEDAR SPRINGS RD STE 400, 400, DALLAS, TX 75201-7819

Mortgage

Document Number	0000036091
Date	Nov 24, 2021
Instrument	2021-0036091

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Dec 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

The 2026 property tax bill for 10 Palisades Pl was $38,438, down 4.5% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Calistoga City
Unified School District	Calistoga Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$38,438.00 (-4.54%)	$3,550,000 (-4.42%) Land $1,600,000 Building $1,950,000	$3,550,000 Land $1,600,000 Building $1,950,000
2025	$40,265.00	$3,714,227 Land $1,697,932 Building $2,016,295
2023	$38,617.00 (+4.06%)	$3,570,000 Land $1,632,000 Building $1,938,000
2022	$37,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Palisades Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1995–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Palisades Pl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALISTOGA serves 5,610 people · EPA ID CA2810002
Water Source	Surface water
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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