10 Oxford St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 10 Oxford St, Worcester, MA 01609

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 3,549 sqft · built 1910
Lot Size	0.206 acres (8,984 sqft)
Owner	2 Trust Names on File
Last Sale	$420,000 (Nov 2020)
Tax Bill	$8,179 (2026)
Deeds & Mortgages	Mar 2026 Transfer Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-022-00013`

Property Details

APN / Parcel Number

Primary APN	`3-022-00013`
Alternative APN	`WORC M:03 B:022 L:00013`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,549 sqft Living Area
Gross Area	6,296 sqft
1st Floor Area	1,831 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	1,831 sqft
Unfinished Basement	1,831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,984 sqft (0.206 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	3-022-00013
Street Address	10 OXFORD ST
City	WORCESTER
State	MA
Zip	01609-2007
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Block	22
Legal Lot Number	13
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1000
Census Tract	731500

Owner

10 Oxford St, a duplex, is owner-occupied and held in a trust since February 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 OXFORD ST, WORCESTER, MA 01609-2007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MILLBURY CU
Sep 29, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Book / Page	63769 / 169
Last Transfer Date	Feb 21, 2026
Transfer Doc	073323-215
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 17, 2026
Property Address	10 OXFORD ST, WORCESTER, MA 01609-2007
Document Number	073323-215
Book / Page	73323 / 215
Instrument Date	Feb 21, 2026
Instrument	20183
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OXFORD ST, WORCESTER, MA 01609-2007

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	10 OXFORD ST, WORCESTER, MA 01609-2007
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64629-367
Date	Mar 8, 2021
Book Page	64629/367
Instrument	31867

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 29, 2017
Property Address	10 OXFORD ST, WORCESTER, MA 01609-2007
Document Number	57818-83
Book / Page	057818 / 000083
Instrument Date	Sep 12, 2017
Instrument	8478
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount on Record
Tax	$911.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 SHANNON DR WHITINSVILLE MA 015883314, WHITINSVILLE, MA 01588-3314

Tax Assessment & Valuation

The 2026 property tax bill for 10 Oxford St was $8,179, up 5.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,179.00 (+5.49%)	$615,900 (+4.78%) Land $104,300 Building $511,600	$566,153
2025	$7,753.00	$587,800 Land $98,200 Building $489,600
2023	$6,915.00	$482,200 Land $85,400 Building $396,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Oxford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Oxford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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