10 Overhill Rd, Summit, NJ 07901 Property Records

Union County and New Providence Borough property record for 10 Overhill Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,656 sqft · built 1958
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$961,000 (Jun 2024)
Tax Bill	$16,329 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00262-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`11-00262-0000-00011`
Alternative APNs	`110026200011` `00287300`

Interior

Stories	2 Stories
Building Area	1,656 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Construction Type	Frame
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00287300
Street Address	10 OVERHILL RD
City	SUMMIT
State	NJ
Zip	07901-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	TALL OAKS SEC 01
Legal Block	262
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	3
Census Block	3010
Census Tract	38101

Owner

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 OVERHILL RD, SUMMIT, NJ 07901-4127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 26, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	202438351
Deed Book / Page	6547 / 2604
Record Updated	Oct 29, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Aug 26, 2021
Property Address	10 OVERHILL RD, SUMMIT, NJ 07901-4127
Document Number	0064272584
Book / Page	6427 / 2584
Instrument Date	Aug 10, 2021
Instrument	8643
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 BOSTON BLVD, 601, SEA GIRT, NJ 08750-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OVERHILL RD, SUMMIT, NJ 07901-4127

Mortgage

Document Number	19556
Date	Aug 26, 2021
Instrument	19556

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 OVERHILL RD, SUMMIT, NJ 07901-4127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142190871
Date	Jan 13, 2017
Book Page	14219/0871
Instrument	635053

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 26, 2018
Property Address	10 OVERHILL RD, SUMMIT, NJ 07901-4127
Document Number	0062580998
Book / Page	6258 / 0998
Map Reference	MAP264-F
Instrument Date	Apr 11, 2018
Instrument	299155
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 OVERHILL RD, 10, SUMMIT, NJ 07901-4127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OVERHILL RD, SUMMIT, NJ 07901-4127

Mortgage

Document Number	656538
Date	Apr 26, 2018
Instrument	656538

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,500 (-) Land $152,100 Building $159,400	$311,500 (-) Land $152,100 Building $159,400
2025	$16,329.00 (+1.55%)	$311,500 (-) Land $152,100 Building $159,400	$311,500 (-) Land $152,100 Building $159,400
2024	$16,079.00 (+4.54%)
2023		$311,500 Land $152,100 Building $159,400	$311,500 Land $152,100 Building $159,400
2022	$15,381.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1978–2025)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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