Middlesex County and Hudson Town property record for 10 Otsego Dr, Hudson, MA 01749
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,472 sqft · built 1987 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Oct 2016) |
| Tax Bill | $10,618 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 66138 |
| Primary APN | 66138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 4,428 sqft |
| 1st Floor Area | 1,436 sqft |
| Basement Area | 1,436 sqft |
| Unfinished Basement | 1,436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 66138 |
|---|---|
| Street Address | 10 OTSEGO DR |
| City | HUDSON |
| State | MA |
| Zip | 01749-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SA8 |
| Legal Lot Number | 138 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 322100 |
Source: Middlesex County and Hudson Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 OTSEGO DR, HUDSON, MA 01749-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on Record |
| Deed Sale | Oct 28, 2016 · Amount on Record |
| Prior Sale | Aug 19, 2003 · Amount on Record |
| Deed Book / Page | 68298 / 94 |
| Transfer Doc | 0068298-94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 10 OTSEGO DR, HUDSON, MA 01749-3124 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078704-81 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 78704/81 |
| Instrument | 205334 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 10 OTSEGO DR, HUDSON, MA 01749-3124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78704-81 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 78704/81 |
| Instrument | 205334 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,618.00 (+4.48%) | $765,000 (+5.39%) Land $221,400 Building $543,600 | $745,845 (-1.03%) |
| 2024 | $10,163.00 (+9.55%) | $725,900 (+14.24%) Land $201,200 Building $524,700 | $753,635 |
| 2023 | $9,277.00 | $635,400 Land $193,500 Building $441,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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