Middlesex County and Middlesex Borough property record for 10 Oswego Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,484 sqft · built 1950 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,416 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00152-0000-00053-01 |
| Primary APN | 10-00152-0000-00053-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Street Address | 10 OSWEGO AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 65X120 54-56 |
| Legal Subdivision | CREIGHTON MANOR |
| Legal Block | 152 |
| Legal Lot Number | 53.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 102 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 OSWEGO AVE, MIDDLESEX, NJ 08846-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NTWK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 |
| Deed Sale | Jul 17, 2023 |
| Deed Document Number | 202340590 |
| Deed Book / Page | 19252 / 316 |
| Prior Transfer Date | May 7, 2023 |
| Prior Transfer Doc | 0000040590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 17, 2023 |
| Property Address | 10 OSWEGO AVE, MIDDLESEX, NJ 08846-1717 |
| Document Number | 0000040590 |
| Book / Page | 19252 / 316 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023040590 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | NU WORLD TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 OSWEGO AVE, MIDDLESEX, NJ 08846-1717 |
| Name | Verified Name |
|---|---|
| Address | 10 OSWEGO AVE, MIDDLESEX, NJ 08846-1717 |
| Document Number | 0000040591 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023040591 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 10 OSWEGO AVE, MIDDLESEX, NJ 08846-1717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10 OSWEGO AVE, MIDDLESEX, NJ 08846-1717 |
| Document Number | 0000013264 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 19162/1619 |
| Instrument | 2023013264 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 10 OSWEGO AVE, MIDDLESEX, NJ 08846-1717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021035451 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 18336/1848 |
| Instrument | 2021035451 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 10 OSWEGO AVE, MIDDLESEX, NJ 08846-1717 |
| Document Number | 0000082296 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2018 |
| Title Company | BAY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 OSWEGO AVE #AYE MIDDLESEX NJ 088461717, MIDDLESEX, NJ 08846-1717 |
| Document Number | 0000082296 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 017300/001323 |
| Instrument | 82296 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,600 (+4.95%) Land $150,200 Building $365,400 | $515,600 (+4.95%) Land $150,200 Building $365,400 | |
| 2025 | $10,416.00 (+12.51%) | $491,300 (+22.79%) Land $150,200 Building $341,100 | $491,300 (+22.79%) Land $150,200 Building $341,100 |
| 2024 | $9,258.00 (+11.03%) | ||
| 2023 | $400,100 (+374.61%) Land $150,200 Building $249,900 | $400,100 (+374.61%) Land $150,200 Building $249,900 | |
| 2022 | $8,338.00 | $84,300 Land $31,900 Building $52,400 | $84,300 Land $31,900 Building $52,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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