Chester County property record for 10 Osprey Ln, Downingtown, PA 19335
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,482 sqft · built 1990 |
| Lot Size | 0.147 acres (6,390 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $728 (2026) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jun 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-3Q-125 |
| Primary APN | 32-3Q-125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| Gross Area | 2,941 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 6,390 sqft (0.147 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 OSPREY LN |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-1893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 125 & DWG |
| Legal Subdivision | MARSH HARBOUR |
| Legal Lot Number | 125 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | UPPER UWCHLAN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 304502 |
10 Osprey Ln is owned and occupied by two individuals who acquired it in March 2021.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 OSPREY LN, DOWNINGTOWN, PA 19335-1893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jun 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 2, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 21, 2017 | Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 |
| Deed Sale | Mar 2, 2021 |
| Prior Sale | Jun 21, 2017 · Amount on File |
| Deed Document Number | 202111811177 |
| Deed Book / Page | 10462 / 803 |
| Prior Transfer Date | Feb 8, 2021 |
| Prior Transfer Doc | 0104620803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 10 OSPREY LN, DOWNINGTOWN, PA 19335-1893 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0110861883 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 11086/1883 |
| Instrument | 11986534 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 10 OSPREY LN, DOWNINGTOWN, PA 19335-1893 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0110611854 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 11061/1854 |
| Instrument | 11979566 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Mar 2, 2021 |
| Property Address | 10 OSPREY LN, DOWNINGTOWN, PA 19335-1893 |
| Document Number | 0104620803 |
| Book / Page | 10462 / 803 |
| Map Reference | FILE 9581 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 11811177 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 OSPREY LN, DOWNINGTOWN, PA 19335-1893 |
| Document Number | 0011811178 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 11811178 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jun 21, 2017 |
| Property Address | 10 OSPREY LN, DOWNINGTOWN, PA 19335-1893 |
| Document Number | 0095640209 |
| Book / Page | 9564 / 0209 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 11550223 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | TRIDENT LAND TRANSFER CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 OSPREY LN, DOWNINGTOWN, PA 19335-1893 |
| Document Number | 0095640213 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 9564/0213 |
| Instrument | 11550224 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 10 Osprey Ln was $728.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Upper Uwchlan Township |
| Unified School District | Downingtown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $728.00 | $191,210 (-) Land $36,310 Building $154,900 | $191,210 (-) Land $36,310 Building $154,900 |
| 2025 | $191,210 (-) Land $36,310 Building $154,900 | $191,210 Land $36,310 Building $154,900 | |
| 2024 | $6,719.00 | $191,210 Land $36,310 Building $154,900 | |
| 1998 | $191,210 Land $36,310 Building $154,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Osprey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Osprey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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