Essex County and Fairfield Township property record for 10 Orchard Ln, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 3,080 sqft · built 1973 |
| Lot Size | 0.271 acres (11,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Jul 2017) |
| Tax Bill | $14,438 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-03801-0000-00010 |
| Primary APN | 07-03801-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,080 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 11,787 sqft (0.271 acres) |
| Lot Dimensions | 142 ft deep x 83 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00001647 |
|---|---|
| Street Address | 10 ORCHARD LN |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 83X142 |
| Legal Subdivision | PAMEL HOMES |
| Legal Block | 3801 |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 ORCHARD LN, FAIRFIELD, NJ 07004-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jan 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Jul 11, 2017 | Grant Deed, Transfer · Conventional Mortgage EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on Record |
| Deed Sale | Jul 11, 2017 · Amount on Record |
| Prior Sale | Dec 27, 1990 · Amount on Record |
| Deed Document Number | 201759729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 ORCHARD LN, FAIRFIELD, NJ 07004-1928 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021060583 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021060583 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 ORCHARD LN, FAIRFIELD, NJ 07004-1928 |
| Document Number | 0000008986 |
| Instrument Date | Jan 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 ORCHARD LN FAIRFIELD NJ 070041928, FAIRFIELD, NJ 07004-1928 |
| Document Number | 0000008986 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 8986 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 23, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 11, 2017 |
| Property Address | 10 ORCHARD LN, FAIRFIELD, NJ 07004-1928 |
| Document Number | 0000059729 |
| Instrument Date | May 19, 2017 |
| Instrument | 59729 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | GUARDIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 ORCHARD LN FAIRFIELD NJ 070041928, FAIRFIELD, NJ 07004-1928 |
| Document Number | 59730 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 59730 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2047 |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,800 (-) Land $293,300 Building $400,500 | $693,800 (-) Land $293,300 Building $400,500 | |
| 2025 | $14,438.00 (-2.57%) | $693,800 (-) Land $293,300 Building $400,500 | $693,800 (-) Land $293,300 Building $400,500 |
| 2024 | $14,819.00 (+6.64%) | ||
| 2023 | $693,800 Land $293,300 Building $400,500 | $693,800 Land $293,300 Building $400,500 | |
| 2022 | $13,896.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 305 (1978–2024) |
| Claims Outside the SFHA | 10 of 305 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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