10 Orchard Ct, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 10 Orchard Ct, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 1964
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$443,000 (Oct 2014)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392615 67.08-1-46`

Property Details

APN / Parcel Number

Primary APN	`392615 67.08-1-46`
Alternative APNs	`261506700800010460000000` `00402780000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,797 sqft Living Area
1st Floor Area	1,797 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	220 ft deep x 160 ft wide
Porch	Porch
Porch Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00402780000
Old Parcel Number	261506700800010460000000
Street Address	10 ORCHARD CT
City	SPRING VALLEY
State	NY
Zip	10977-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	LOT:46.000 BLK:1 SEC:67.08 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal Subdivision	SPRING HILL DEVELOPERS INC 03
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1006
Census Tract	12504

Owner

10 Orchard Ct is owned and occupied by an individual who bought it in October 2014.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10 ORCHARD CT, SPRING VALLEY, NY 10977-7018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Jan 7, 2021	Deed of Trust, Mortgage FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2014 · Amount on File
Deed Sale	Oct 29, 2014 · Amount on File
Deed Document Number	0201429339
Deed Book / Page	2014 / 29339
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	10 ORCHARD CT, SPRING VALLEY, NY 10977-7018
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003512
Date	Jan 27, 2021
Instrument	2021-00003512

Lender

Name	FM HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	10 ORCHARD CT, SPRING VALLEY, NY 10977-7018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034543
Date	Nov 18, 2020
Instrument	2020-00034543

Lender

Name	FM HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	10 ORCHARD CT, SPRING VALLEY, NY 10977-7018
Document Number	0000003511
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	TS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ORCHARD CT SPRING VALLEY NY 109777018, SPRING VALLEY, NY 10977-7018

Mortgage

Document Number	0000003511
Date	Jan 27, 2021
Instrument	3511

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Term	360 Months
Due	Jan 26, 2051

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$59,100 (-) Land $18,500 Building $40,600	$761,598 (+1,156.76%) Land $238,402 Building $523,196
2023	$59,100 Land $18,500 Building $40,600	$60,600 Land $18,970 Building $41,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Orchard Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Orchard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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