10 Open Hearth Dr, Reading, PA 19607 Property Records

Berks County property record for 10 Open Hearth Dr, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 9,270 sqft · built 2009
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Nov 2016)
Tax Bill	$14,529 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5305-10-45-1192`

Property Details

APN / Parcel Number

Primary APN	`5305-10-45-1192`
Alternative APNs	`39-5305-10-45-1192` `39431005` `431005`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	23 Rooms
Stories	2 Stories
Building Area	9,270 sqft Living Area
Gross Area	12,070 sqft
Basement Area	2,800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	104,544 sqft
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39431005
Street Address	10 OPEN HEARTH DR
City	READING
State	PA
Zip	19607-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPENHEARTH
Legal Block	45
Legal Lot Number	10
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	2
Census Block	2047
Census Tract	11603

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 OPEN HEARTH DR, READING, PA 19607-9446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit RBC BK (GEORGIA) NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Aug 24, 2007 · Amount on Record
Deed Document Number	201639474
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	10 OPEN HEARTH DR, READING, PA 19607-9446
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014816
Date	Apr 8, 2022
Instrument	2022014816

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	10 OPEN HEARTH DR, READING, PA 19607-9446
Document Number	0000024129
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 OPEN HEARTH DR SHILLINGTON PA 196079446, SHILLINGTON, PA 19607-9446

Mortgage

Document Number	0000024129
Date	Jul 23, 2019
Instrument	24129

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,529.00 (+24.84%) Homeowner's exemption	$731,500 (-) Land $47,100 Building $684,400	$47,100 (-93.56%) Land $47,100
2024	$11,638.00	$731,500 Land $47,100 Building $684,400
1994			$731,500 Land $47,100 Building $684,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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