Dane County property record for 10 Opal Ct, Madison, WI 53714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1979 |
| Lot Size | 0.318 acres (13,861 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Dec 2002) |
| Tax Bill | $6,241 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-031-0619-5 |
| Primary APN | 0710-031-0619-5 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 816 sqft |
| 2nd Floor Area | 624 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 308 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 13,861 sqft (0.318 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 390 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 492 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 OPAL CT |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53714-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-C1 |
| Legal Description | FIRST ADD TO EMERALD HILLS, LOT 53 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 03 |
| Legal Subdivision | FIRST ADD |
| Legal Lot Number | 53 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3002 |
10 Opal Ct is owned and occupied by an individual who bought it in December 2002.
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 OPAL CT, MADISON, WI 53714-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Aug 13, 2019 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Jul 17, 2018 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2002 · Amount on File |
| Deed Sale | Dec 1, 2002 · Amount on File |
| Deed Document Number | 0093622491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 10 OPAL CT, MADISON, WI 53714-2057 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0006054785 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 6054785 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | COTTAGE GROVE, WI 53527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 10 OPAL CT, MADISON, WI 53714-2057 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005829342 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 5829342 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 10 OPAL CT, MADISON, WI 53714-2057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005678916 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 5678916 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Jan 11, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 10 OPAL CT, MADISON, WI 53714-2057 |
| Document Number | 0005515343 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 OPAL CT FRESNO CA 93714, FRESNO, CA 93714 |
| Document Number | 0005515343 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 5515343 |
| Name | SUMMIT CU |
|---|---|
| Address | COTTAGE GROVE, WI 53527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 10 OPAL CT, MADISON, WI 53714-2057 |
| Document Number | 0005427809 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10 OPAL CT MADISON WI 537142057, MADISON, WI 53714-2057 |
| Document Number | 0005427809 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 5427809 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372,500 Land $75,600 Building $296,900 | ||
| 2024 | $6,241.00 | $372,500 | |
| 2023 | $354,800 Land $72,000 Building $282,800 | ||
| 2022 | $5,698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Opal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10 Opal Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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