Kershaw County property record for 10 One Under Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 4,116 sqft · built 1983 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,700 (Jun 2003) |
| Tax Bill | $1,241 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362-00-00-008A |
| Primary APN | 362-00-00-008A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,116 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 356 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 3417 |
|---|---|
| Street Address | 10 ONE UNDER LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD2 |
| Legal Description | 1372-172 IV-2390 1699 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970902 |
Source: Kershaw County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 ONE UNDER LN, LUGOFF, SC 29078-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2003 · Amount on Record |
| Deed Sale | Jun 18, 2003 · Amount on Record |
| Deed Book / Page | 1372 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 11, 2026 |
| Property Address | 10 ONE UNDER LN, LUGOFF, SC 29078-9067 |
| Document Number | 0000008726 |
| Book / Page | 5675 / 138 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 20268726 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 10 ONE UNDER LN, LUGOFF, SC 29078-9067 |
| Document Number | 0000008726, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 5675/138 |
| Instrument | 20268726 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,241.00 (+423.63%) | $243,400 (-) Land $32,600 Building $210,800 | $243,400 (-) |
| 2023 | $237.00 | $243,400 Land $32,600 Building $210,800 | $243,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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