10 Old Clave Rd, Congers, NY 10920 Property Records

Rockland County and Clarkstown Town property record for 10 Old Clave Rd, Congers, NY 10920

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,532 sqft · built 1978
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Tax Bill$17,635 (2023)
Deeds & MortgagesAug 2022 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN392089 35.15-1-76

Property Details

APN / Parcel Number

Primary APN392089 35.15-1-76
Alternative APNs
  • 392089-035-015-0001-076-000-000
  • 208903501500010760000000
  • 115A2.11

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,532 sqft Living Area
Gross Area2,560 sqft
1st Floor Area1,788 sqft
Basement Area744 sqft
Finished Basement744 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions210 ft deep x 100 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area498 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number115A2.11
Street Address10 OLD CLAVE RD
CityCONGERS
StateNY
Zip10920-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal DescriptionOLD CLOVE BLK A LOT 7 115-A-2.11
Legal SubdivisionOLD CLOVE BLK A
Legal Block1
Legal Lot Number76.0
JurisdictionROCKLAND NY
Township / Civil DivisionCLARKSTOWN
Census Block Group2
Census Block2000
Census Tract10802

Owner

Source: Rockland County and Clarkstown Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10 OLD CLAVE RD, CONGERS, NY 10920-1104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY FCU
Nov 30, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
KEY BANK NA
Oct 29, 2018Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 25, 2020
Transfer Doc0000035825
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address10 OLD CLAVE RD, CONGERS, NY 10920-1104
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030345
DateAug 22, 2022
Instrument2022-00030345
Lender
NameAFFINITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 19, 2052
Interest
Rate TypeFixed Rate

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKLAND NY
Recording DateNov 30, 2020
Property Address10 OLD CLAVE RD, CONGERS, NY 10920-1104
Document Number0000035825
Map ReferenceBK 79 PG 58 MAP 3981
Instrument DateAug 25, 2020
Instrument2020-00035825
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 OLD CLAVE RD, CONGERS, NY 10920-1104

Mortgage

Document Number0000035826
DateNov 30, 2020
Instrument2020-00035826
Lender
NameKEY BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address10 OLD CLAVE RD, CONGERS, NY 10920-1104
Document Number0000032915
Instrument DateOct 29, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 OLD CLAVE RD CONGERS NY 109201104, CONGERS, NY 10920-1104

Mortgage

Document Number0000032915
DateNov 13, 2018
Instrument32915
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionClarkstown Town
Unified School DistrictClarkstown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$142,000 (-) Land $36,000 Building $106,000$112,000 (-)
2023$17,635.00 Homeowner's exemption$142,000 Land $36,000 Building $106,000$112,000 Land $28,394 Building $83,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (2005–2022)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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