10 Ocean Cir, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 10 Ocean Cir, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,366 sqft · built 1880
Lot Size	0.087 acres (3,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,900 (Jul 2018)
Tax Bill	$5,413 (2025)
Deeds & Mortgages	Apr 2022 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:103 L:546 S:031`

Property Details

APN / Parcel Number

Primary APN	`B:103 L:546 S:031`
Alternative APN	`LYNN M:103 B:546 L:031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,366 sqft Living Area
Gross Area	2,520 sqft
Basement Area	741 sqft
Unfinished Basement	741 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,798 sqft (0.087 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 OCEAN CIR
City	LYNN
State	MA
Zip	01902-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	546
Legal Lot Number	31
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4000
Census Tract	206600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 OCEAN CIR, LYNN, MA 01902-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Apr 26, 1985 · Amount on Record
Deed Book / Page	36890 / 4
Last Transfer Date	Apr 20, 2022
Transfer Doc	040889-205
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 26, 2022
Property Address	10 OCEAN CIR, LYNN, MA 01902-1928
Document Number	040889-205
Book / Page	40889 / 205
Instrument Date	Apr 20, 2022
Instrument	20220426000440
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 OCEAN CIR, LYNN, MA 01902-1928

Mortgage

Document Number	20220426000450
Date	Apr 26, 2022
Instrument	20220426000450

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 26, 2018
Property Address	10 OCEAN CIR, LYNN, MA 01902-1928
Document Number	36890-4
Book / Page	036890 / 000004
Instrument Date	Jul 18, 2018
Instrument	1807263490
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.74
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OCEAN CIR LYNN MA 019021928, LYNN, MA 01902-1928

Mortgage

Document Number	36890-6
Date	Jul 26, 2018
Book Page	036890/000006
Instrument	1807263500

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,413.00 (-0.64%)	$522,500 (+0.99%) Land $210,800 Building $311,700	$548,245
2024	$5,448.00 (+5.23%)	$517,400 (+11.44%) Land $223,400 Building $294,000
2023	$5,177.00	$464,300 Land $207,000 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

Nearby Properties on Ocean Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures