Hampden County and Westfield City property record for 10 Oakcrest Dr, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,513 sqft · built 1978 |
| Lot Size | 0.574 acres (25,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Nov 2023) |
| Tax Bill | $8,147 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:150 L:8 |
| Primary APN | WFLD M:150 L:8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,513 sqft Living Area |
| Gross Area | 5,194 sqft |
| 1st Floor Area | 734 sqft |
| Basement Area | 1,369 sqft |
| Unfinished Basement | 1,369 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 25,000 sqft (0.574 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10 OAKCREST DR |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 8 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 812600 |
10 Oakcrest Dr is owned and occupied by an individual who bought it in November 2023.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 OAKCREST DR, WESTFIELD, MA 01085-4542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Line of Credit WORCESTER CREDIT UNION |
| Nov 30, 2023 | Deed, Transfer · Stand-Alone First Mortgage MEMBER ADVANTAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on File |
| Deed Sale | Nov 30, 2023 · Amount on File |
| Prior Sale | Mar 14, 2003 · Amount on File |
| Deed Document Number | 202356855 |
| Deed Book / Page | 25244 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 8, 2026 |
| Property Address | 10 OAKCREST DR, WESTFIELD, MA 01085-4542 |
| Document Number | 026325-451 |
| Book / Page | 26325 / 451 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202620624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 OAKCREST DR, WESTFIELD, MA 01085-4542 |
| Document Number | 0000020624, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 26325/451 |
| Instrument | 202620624 |
| Name | WORCESTER CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Nov 30, 2023 |
| Property Address | 10 OAKCREST DR, WESTFIELD, MA 01085-4542 |
| Document Number | 025244-126 |
| Book / Page | 25244 / 126 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 56855 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 MARKET HILL RD, AMHERST, MA 01002-1239 |
| Document Number | 0000056856 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 56856 |
| Name | MEMBER ADVANTAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 10 Oakcrest Dr was $8,147, up 6.8% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,147.00 (+6.85%) | $545,700 (+8.64%) Land $141,800 Building $403,900 | $601,433 (+7.5%) |
| 2025 | $7,625.00 | $502,300 Land $148,500 Building $353,800 | $559,455 (+3.77%) |
| 2024 | $539,125 | ||
| 2023 | $7,181.00 | $422,900 Land $128,800 Building $294,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Oakcrest Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1982–2020) |
| Most Recent Claim | Sep 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Oakcrest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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