10 Oak Rdg, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 10 Oak Rdg, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	3,204 sqft · built 1968
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (May 2012)
Tax Bill	$22,499 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03304-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`17-03304-0000-00020`
Alternative APNs	`1700171000000014` `170330400020`

Interior

Stories	2 Stories
Building Area	3,204 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	12,240 sqft (0.281 acres)
Lot Width	91 ft Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1700171000000014
Street Address	10 OAK RDG
City	SPRINGFIELD
State	NJ
Zip	07081-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALLYN FAITOUTE
Legal Block	3304
Legal Lot Number	20
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2009
Census Tract	37601

Owner

10 Oak Rdg is owned and occupied by two individuals who bought it in May 2012.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 OAK RDG, SPRINGFIELD, NJ 07081-3719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
May 29, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2012 · Amount on File
Deed Sale	May 31, 2012 · Amount on File
Prior Sale	Jan 24, 2006 · Amount on File
Deed Document Number	2012232485
Deed Book / Page	5908 / 444
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 OAK RDG, SPRINGFIELD, NJ 07081-3719
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149573034
Date	May 10, 2021
Book Page	14957/3034
Instrument	11573

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 OAK RDG, SPRINGFIELD, NJ 07081-3719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145602094
Date	May 29, 2019
Book Page	14560/2094
Instrument	673137

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 OAK RDG, SPRINGFIELD, NJ 07081-3719
Document Number	0145420629
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 OAK RDG SPRINGFIELD NJ 070813719, SPRINGFIELD, NJ 07081-3719

Mortgage

Document Number	0145420629
Date	Mar 25, 2019
Book Page	014542/000629
Instrument	670686

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10 Oak Rdg was $22,499, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$933,200 (-) Land $276,900 Building $656,300	$933,200 (-) Land $276,900 Building $656,300
2025	$22,499.00 (+1.52%)	$933,200 Land $276,900 Building $656,300	$933,200 Land $276,900 Building $656,300
2024	$22,163.00
2023		$933,200 Land $276,900 Building $656,300	$933,200 Land $276,900 Building $656,300
2022	$20,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Oak Rdg in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1978–2025)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Oak Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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