10 Oak Bluff Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 10 Oak Bluff Rd, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,250 sqft · built 2019
Lot Size	4.59 acres (199,940 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,819 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`KENB M:048 L:053`

Property Details

APN / Parcel Number

Primary APN	`KENB M:048 L:053`
Alternative APNs	`M:048 L:053 U:000` `1286`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	3,862 sqft
1st Floor Area	818 sqft
Basement Area	818 sqft
Unfinished Basement	418 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	199,940 sqft (4.59 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1286
Street Address	10 OAK BLUFF RD
City	KENNEBUNK
State	ME
Zip	04043-6872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Lot Number	53
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	4
Census Block	4012
Census Tract	28003

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 OAK BLUFF RD, KENNEBUNK, ME 04043-6872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage SACO VALLEY CU
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
May 20, 2020	Deed of Trust, Mortgage · Balloon Mortgage SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 OAK BLUFF RD, KENNEBUNK, ME 04043-6872
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198500924
Date	Feb 26, 2026
Book Page	19850/924
Instrument	2026006425

Lender

Name	SACO VALLEY CU

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 OAK BLUFF RD, KENNEBUNK, ME 04043-6872
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187310834
Date	Jul 13, 2021
Book Page	18731/834
Instrument	2021040183

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 OAK BLUFF RD, KENNEBUNK, ME 04043-6872
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188150319
Date	Sep 27, 2021
Book Page	18815/319
Instrument	2021056515

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 OAK BLUFF RD, KENNEBUNK, ME 04043-6872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182500329
Date	May 20, 2020
Book Page	18250/329
Instrument	2020021237

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,819.00 (+2.76%)	$793,800 (+76.83%) Land $311,100 Building $482,700
2024	$7,609.00 (+5.61%)	$448,900 (-) Land $130,500 Building $318,400
2023	$7,205.00 (+9.93%)	$448,900 (-) Land $130,500 Building $318,400	$618,165
2022	$6,554.00	$448,900 Land $130,500 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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