10 Oak Ave, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 10 Oak Ave, North Reading, MA 01864 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Ranch
Year Built	Built 1930
Square Footage	1,104 sqft Living Area
Lot Size	16,553 sqft (0.38 acres)
Occupancy	Owner Occupied
Tax Bill	$6,981.00 (2025)

Owner

Source: Middlesex County and North Reading Town records · APN M:14-P:040

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 OAK AVE, NORTH READING, MA 01864-1628
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	10 OAK AVE, NORTH READING, MA 01864-1628
Transaction Type	Mortgage
Record Updated	Jun 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	077998-537
Date	Jun 14, 2021
Book Page	77998/537
Instrument	133096

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,981.00 (+3.01%)	$534,500 (+4.19%) Land $374,000 Building $160,500
2024	$6,777.00 (+6.74%)	$513,000 (+13.05%) Land $352,500 Building $160,500
2023	$6,349.00	$453,800 Land $324,000 Building $129,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`M:14-P:040`
Alternative APN	`NREA M:014.0 B:0000 L:0040.0`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,104 sqft Living Area
1st Floor	1,104 sqft 1st Floor
Basement Area	624 sqft Basement
Unfinished Basement	624 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Construction Type	Stone Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	16,553 sqft (0.38 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	10 OAK AVE
City	NORTH READING
State	MA
Zip	01864-1628
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	40.0
Jurisdiction	NORTH READING MA
Minor Civil Division	NORTH READING
Census Blockgroup	2
Census Block	2004
Census Tract	330202