Middlesex County and Dracut Town property record for 10 O St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,156 sqft · built 1978 |
| Lot Size | 0.801 acres (34,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Apr 2002) |
| Tax Bill | $8,983 (2026) |
| Deeds & Mortgages | May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:16 L:174 |
| Primary APN | DRAC M:16 L:174 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,156 sqft Living Area |
| Gross Area | 8,450 sqft |
| 1st Floor Area | 2,704 sqft |
| Basement Area | 2,492 sqft |
| Unfinished Basement | 1,880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,887 sqft (0.801 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 315722 |
|---|---|
| Street Address | 10 O ST |
| City | DRACUT |
| State | MA |
| Zip | 01826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 174 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 314101 |
10 O St is owned by two individuals who bought it in April 2002.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 O ST, DRACUT, MA 01826-1108 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2002 · Amount on File |
| Deed Sale | Apr 26, 2002 · Amount on File |
| Prior Sale | Dec 15, 2000 · Amount on File |
| Deed Book / Page | 3032 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 10 O ST, DRACUT, MA 01826 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34082-53 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 34082/53 |
| Instrument | 18658 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 10 O St was $8,983, down 1.8% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,983.00 (-1.85%) | $929,000 (+2.73%) Land $243,900 Building $685,100 | $922,355 (-) |
| 2025 | $9,152.00 (+2.89%) | $904,300 (+6.24%) Land $223,700 Building $680,600 | $922,355 (+5.52%) |
| 2024 | $8,895.00 (+3.05%) | $851,200 (+14.19%) Land $213,100 Building $638,100 | $874,095 |
| 2023 | $8,632.00 | $745,400 Land $185,300 Building $560,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 O St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 O St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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