10 NW 138th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 10 NW 138th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1993
Lot Size	0.458 acres (19,994 sqft)
Owner	2 Owner Names on Record
Last Sale	$151,000 (Sep 2011)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-03-36-35-0020-00030-0410`

Property Details

APN / Parcel Number

Primary APN	`1-03-36-35-0020-00030-0410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,806 sqft Heated Area
Gross Area	3,258 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Enclosed Porch
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	10 NW 138TH ST
City	OKEECHOBEE
State	FL
Zip	34972-8337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE HILLS SECTION ONE (PLAT BOOK 3 PAGE 41) LOT 41 BLOCK 3
Legal Range	35E
Legal Township	36S
Legal Section	03
Legal Subdivision	OKEECHOBEE HILLS
Legal Block	3
Legal Lot Number	41
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	10 NW 138TH ST, OKEECHOBEE, FL 34972-8337
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2011 · Amount on Record
Deed Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	2011009514
Deed Book / Page	0706 / 0131
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	10 NW 138TH ST, OKEECHOBEE, FL 34972-8337
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 NW 138TH ST, OKEECHOBEE, FL 34972-8337

Mortgage

Document Number	0000010318
Date	Sep 16, 2025
Instrument	2025010318

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (-12.38%) Homeowner's exemption Disabled Person's exemption	$175,254 (+20.97%)	$299,814 (+2.03%) Land $36,000 Building $263,814
2023	$2,028.00 (+4.97%) Homeowner's exemption Disabled Person's exemption	$144,879 (+3%)	$293,839 (+18.66%) Land $33,500 Building $260,339
2022	$1,932.00 Homeowner's exemption Disabled Person's exemption	$140,659	$247,633 Land $20,000 Building $227,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	12 (2004–2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20