Frederick County property record for 10 Norva Ave, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,576 sqft · built 1946 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Oct 2018) |
| Tax Bill | $6,263 (2023) |
| Deeds & Mortgages | Jun 2019 Mortgage Aug 2018 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-062054 |
| Primary APN | 02-062054 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Total Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 419 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 062054 |
|---|---|
| Old Parcel Number | 2062054 |
| Street Address | 10 NORVA AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LTS 52-53 50 X 200 10 NORVA AVE. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 52,53 53 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 765100 |
Source: Frederick County assessment roll, APN 02-062054, as of July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10 NORVA AVE, FREDERICK, MD 21701-6238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARROLL COMMUNITY BANK |
| Aug 29, 2018 | Deed of Trust, Mortgage · Construction Mortgage CARROLL COMMUNITY BANK |
| Oct 16, 2018 | Deed of Trust, Mortgage · ARM CARROLL COMMUNITY BANK |
| Jul 25, 2018 | Deed, Transfer · Conventional Mortgage CARROLL COMMUNITY BANK |
| Jul 25, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on Record |
| Deed Sale | Oct 16, 2018 · Amount on Record |
| Prior Sale | Jul 25, 2018 · Amount on Record |
| Deed Document Number | 0012672229 |
| Deed Book / Page | 12672 / 0229 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10 NORVA AVE, FREDERICK, MD 21701-6238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FREESTATE TTL CONSULTANTS LL |
| Name | Verified Name |
|---|
| Document Number | 0130080265 |
|---|---|
| Date | Jun 06, 2019 |
| Book Page | 13008/0265 |
| Name | CARROLL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SYKESVILLE, MD 21784 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10 NORVA AVE, FREDERICK, MD 21701-6238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0125950267 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 12595/0267 |
| Name | CARROLL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SYKESVILLE, MD 21784 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10 NORVA AVE, FREDERICK, MD 21701-6238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0126720251 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 12672/0251 |
| Name | CARROLL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SYKESVILLE, MD 21784 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 6.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 25, 2018 |
| Property Address | 10 NORVA AVE, FREDERICK, MD 21701-6238 |
| Document Number | 0125340347 |
| Book / Page | 12534 / 0347 |
| Map Reference | MB4 FO42 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10 NORVA AVE, FREDERICK, MD 21701-6238 |
| Document Number | 0012534364 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 12534/364 |
| Name | CARROLL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 25, 2018 |
| Property Address | 10 NORVA AVE, FREDERICK, MD 21701-6238 |
| Document Number | 0126720229 |
| Book / Page | 012672 / 000229 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 NORVA AVE FREDERICK MD 217016238, FREDERICK, MD 21701-6238 |
Source: Frederick County assessment roll as of July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,263.00 | $343,533 | $405,600 Land $120,000 Building $285,600 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217651002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2019) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2019 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 280 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system MD0100015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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