York County and Saco City property record for 10 Norman St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,792 sqft · built 2006 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $408,000 (Oct 2022) |
| Tax Bill | $6,306 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T1550R |
| Primary APN | T1550R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 3,922 sqft |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Finished Basement | 1,792 sqft |
| Unfinished Basement | 1,792 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | T1550R |
|---|---|
| Street Address | 10 NORMAN ST |
| City | SACO |
| State | ME |
| Zip | 04072-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Subdivision | LEXINGTON |
| Legal Lot Number | 45 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5200 |
10 Norman St is owned and occupied by an individual who bought it in October 2022.
Source: York County and Saco City records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 NORMAN ST, SACO, ME 04072-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 24, 2022 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Oct 1, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 18, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 8, 2019 | Deed of Trust, Mortgage · Line of Credit INFINITY FCU |
| Dec 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 15, 2017 | Loan Modification, Mortgage SUNTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on File |
| Deed Sale | Oct 24, 2022 · Amount on File |
| Prior Sale | Jul 12, 2013 |
| Deed Document Number | 202245292 |
| Deed Book / Page | 19138 / 597 |
| Transfer Doc | 14677-0022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 10 NORMAN ST, SACO, ME 04072-1603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0193810118 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 19381/118 |
| Instrument | 2024002777 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Oct 24, 2022 |
| Property Address | 10 NORMAN ST, SACO, ME 04072-1603 |
| Document Number | 0191380597 |
| Book / Page | 19138 / 597 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022045292 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 8 HARMONY DR, STANDISH, ME 04084-6460 |
| Document Number | 2022045293 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022045293 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 10 NORMAN ST, SACO, ME 04072-1603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180600184 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 18060/184 |
| Instrument | 2019041660 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 10 NORMAN ST, SACO, ME 04072-1603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0187740358 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 18774/358 |
| Instrument | 2021048668 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 10 NORMAN ST, SACO, ME 04072-1603 |
| Document Number | 0179730102 |
| Instrument Date | Jun 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 NORMAN ST SACO ME 040721603, SACO, ME 04072-1603 |
| Document Number | 0179730102 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 017973/000102 |
| Instrument | 21955 |
| Name | INFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 10 NORMAN ST, SACO, ME 04072-1603 |
| Document Number | 0176590001 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 NORMAN ST SACO ME 040721603, SACO, ME 04072-1603 |
| Document Number | 0176590001 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 017659/000001 |
| Instrument | 5500 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 10 NORMAN ST, SACO, ME 04072-1603 |
| Document Number | 0176500682 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 NORMAN ST SACO ME 040721603, SACO, ME 04072-1603 |
| Document Number | 0176500682 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 017650/000682 |
| Instrument | 3560 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 10 Norman St was $6,306, down 2.3% from the year before.
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,306.00 (-2.31%) | $444,100 (-3.33%) Land $120,700 Building $323,400 | |
| 2024 | $6,455.00 | $459,400 Land $120,700 Building $338,700 | $490,200 |
| 2022 | $6,115.00 | $333,600 Land $91,800 Building $241,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Norman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Norman St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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