10 Nicholas Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 10 Nicholas Ct, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details2,481 sqft · built 1985
Lot Size0.389 acres (16,927 sqft)
Owner2 Individual Names on Record
Last Sale$705,000 (Feb 2021)
Tax Bill$16,764 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-00546-0000-00007-31

Property Details

APN / Parcel Number

Primary APN05-00546-0000-00007-31
Alternative APNs
  • 05 00546-0000-00007-G8
  • 050054600000000700G8
  • 00015022

Interior

Building Area2,481 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area16,927 sqft (0.389 acres)
Lot Dimensions217 ft deep x 78 ft wide

Location & Zoning

Street Address10 NICHOLAS CT
CityEDISON
StateNJ
Zip08820-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description78X217
Legal SubdivisionFAIRHAVEN ESTATES
Legal Block546
Legal Lot Number7.31
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group1
Census Block1005
Census Tract1409

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 NICHOLAS CT, EDISON, NJ 08820-2244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DIGITAL FCU
Jul 8, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 9, 2021Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2021 · Amount on Record
Deed SaleFeb 9, 2021 · Amount on Record
Deed Document Number202118909
Deed Book / Page18278 / 872
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address10 NICHOLAS CT, EDISON, NJ 08820-2244
Transaction TypeMortgage
Record UpdatedJan 31, 2023
Title CompanyEQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003021
DateJan 17, 2023
Book Page19129/1356
Instrument2023003021
Lender
NameDIGITAL FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2033

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address10 NICHOLAS CT, EDISON, NJ 08820-2244
Transaction TypeMortgage
Record UpdatedOct 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052665
DateJul 8, 2019
Book Page17547/1979
Instrument2019052665
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateFeb 9, 2021
Property Address10 NICHOLAS CT, EDISON, NJ 08820-2244
Document Number0000018909
Book / Page18278 / 872
Instrument DateDec 18, 2020
Instrument2021018909
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,961.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address90 WOODSIDE LN, 90, WHITING, NJ 08759-2510

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 NICHOLAS CT, EDISON, NJ 08820-2244

Mortgage

Document Number0000018910
DateFeb 9, 2021
Instrument2021018910
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,700 (-) Land $109,500 Building $172,200$281,700 (-) Land $109,500 Building $172,200
2025$16,764.00 (-0.03%)$281,700 (-) Land $109,500 Building $172,200$281,700 (-) Land $109,500 Building $172,200
2024$16,769.00 (+0.5%)
2023$281,700 Land $109,500 Building $172,200$281,700 Land $109,500 Building $172,200
2022$16,685.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2010–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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