10 Nelson Ct, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 10 Nelson Ct, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,332 sqft · built 1935
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,338 (2024)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 33.25-1-32`

Property Details

APN / Parcel Number

Primary APN	`372200 33.25-1-32`
Alternative APNs	`220003302500010320000000` `067500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	880 sqft
Finished Basement	880 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	64 ft deep x 180 ft wide
View / Lot	Waterfront
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	1,593 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	067500
Street Address	10 NELSON CT
City	CARMEL
State	NY
Zip	10512-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	TENTH MAP OF LAKE CARMEL
Legal Block	1
Legal Lot Number	32.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1009
Census Tract	10400

Owner

10 Nelson Ct is owned and occupied by two individuals.

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 NELSON CT, CARMEL, NY 10512-5201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	10 NELSON CT, CARMEL, NY 10512-5201
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 NELSON CT, CARMEL, NY 10512-5201

Mortgage

Document Number	0074730001
Date	Sep 30, 2021
Book Page	7473/1
Instrument	11454-2021

Lender

Name	SUMA YONKERS FCU
Type	Credit Union
Address	YONKERS, NY 10701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2028
Change Frequency	7 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	8.75%

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$437,000 Land $77,600 Building $359,400	$437,000 Land $77,600 Building $359,400
2024	$11,338.00
2023		$250,000 (-) Land $10,600 Building $239,400	$363,372 (+21.66%) Land $15,407 Building $347,965
2022		$250,000 Land $10,600 Building $239,400	$298,686 Land $12,664 Building $286,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Nelson Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Nelson Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT WD 2 serves 276 people · EPA ID NY3905702
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20