10 NE Memory Ln, Elgin, OK 73538 Property Records

Comanche County property record for 10 NE Memory Ln, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,362 sqft · built 2012
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-28-2-99973-000-0000`

Property Details

APN / Parcel Number

Primary APN	`04N10W-28-2-99973-000-0000`
Alternative APNs	`099973-2820002-00011` `160088149` `88149`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	740 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	88149
Street Address	10 NE MEMORY LN
City	ELGIN
State	OK
Zip	73538-3797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-4N-10W BEG AT A PT 2098.52' (S0011'00" E) OF THE NW/C NW/4, THN (N8954'11" E) 584.46', THN (S00*11'00" E) 269.26', THN (
Legal Range	10W
Legal Township	04N
Legal Section	28
Legal Subdivision	FARM 4N-10W
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2016
Census Tract	2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 NE MEMORY LN, ELGIN, OK 73538-3797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2012
Deed Sale	Jul 9, 2012
Deed Document Number	201211291
Deed Book / Page	6719 / 79
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Sep 7, 2021
Property Address	10 NE MEMORY LN, ELGIN, OK 73538-3797
Document Number	008864/218
Book / Page	8864 / 218
Instrument Date	Sep 1, 2021
Instrument	2021-016426
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	SOUTHWEST ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2018 BARON SKY LN, RICHMOND, TX 77469-6380

Mortgage

Document Number	2021016427
Date	Sep 7, 2021
Instrument	2021-016427

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,082 (+3%) Land $1,913 Building $37,169	$347,391 (-10.93%) Land $17,000 Building $330,391
2025	$3,737.00 (-0.03%) Homeowner's exemption	$37,944 (+%) Land $1,913 Building $36,031	$390,037 (+7.82%) Land $17,000 Building $373,037
2024	$3,738.00 (+2.95%) Homeowner's exemption	$37,943 (+6.09%) Land $1,913 Building $36,030	$361,736 (+13.78%) Land $17,000 Building $344,736
2023	$3,631.00 Homeowner's exemption	$35,766 Land $1,913 Building $33,853	$317,913 Land $17,000 Building $300,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 70% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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