10 Nassau Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 10 Nassau Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,075 sqft · built 1953
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Jan 2023)
Tax Bill$6,237 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 60.30-2-30

Property Details

APN / Parcel Number

Primary APN421500 60.30-2-30
Alternative APN
  • 150006003000020300000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,075 sqft Living Area
1st Floor Area768 sqft
Upper Floors Area307 sqft
AtticAttic
Attic Area307 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 NASSAU AVE
CitySCHENECTADY
StateNY
Zip12304-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 WOOD & GARAGE
Legal SubdivisionWOODLAWN GARDENS
Legal Block2
Legal Lot Number30.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1017
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 DEBBIE CT, ALBANY, NY 12205-4005
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Jul 31, 2019Deed of Trust, Mortgage
SUNMARK FCU
Aug 16, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2023 · Amount on Record
Deed SaleJan 12, 2023 · Amount on Record
Prior SaleAug 16, 2019 · Amount on Record
Deed Document Number20232126
Deed Book / Page2100 / 710
Prior Transfer DateDec 1, 2014
Prior Transfer Doc0000033667
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 12, 2023
Property Address10 NASSAU AVE, SCHENECTADY, NY 12304-1820
Document Number0000002126
Book / Page2100 / 710
Instrument DateDec 12, 2022
Instrument202302126
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 NASSAU AVE, SCHENECTADY, NY 12304-1820

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 DEBBIE CT, ALBANY, NY 12205-4005

Mortgage

Document Number0000002128
DateJan 12, 2023
Instrument202302128
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJan 1, 2030
Change FrequencyQuarterly
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexOther
Max Rate10.7%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address10 NASSAU AVE, SCHENECTADY, NY 12304-1820
Document Number0000036816
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedSep 11, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 NASSAU AVE SCHENECTADY NY 123041820, SCHENECTADY, NY 12304-1820

Mortgage

Document Number0000036816
DateAug 16, 2019
Book Page004931/000781
Instrument36816
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 16, 2019
Property Address10 NASSAU AVE, SCHENECTADY, NY 12304-1820
Document Number0000036815
Book / Page002017 / 000906
Instrument DateJul 31, 2019
Instrument36815
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 GUILDERLAND AVE ROTTERDAM JUNCTION NY 12150, ROTTERDAM JUNCTION, NY 12150

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,237.00 (+1.98%)
2025$6,116.00 (+27.36%)$126,100 (+26.48%) Land $15,000 Building $111,100$208,809 (+65.45%) Land $24,839 Building $183,970
2023$99,700 (-) Land $15,000 Building $84,700$126,203 (+3.8%) Land $18,987 Building $107,216
2022$99,700 Land $15,000 Building $84,700$121,585 Land $18,293 Building $103,292
2021$4,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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