10 Napier Rd, Brodhead, KY 40409 Property Records

Rockcastle County property record for 10 Napier Rd, Brodhead, KY 40409

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1993
OwnerIndividual Name on Record
Tax Bill$275 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN014-00-007

Property Details

APN / Parcel Number

Primary APN014-00-007
Alternative APNs
  • 1182201
  • 449501

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,680 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number449501
Street Address10 NAPIER RD
CityBRODHEAD
StateKY
Zip40409-8702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionROCKCASTLE KY
Township / Civil DivisionMOUNT VERNON
Census Block Group3
Census Block3003
Census Tract950300

Owner

Source: Rockcastle County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 NAPIER RD, BRODHEAD, KY 40409-8702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000219697
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Property Address10 NAPIER RD, BRODHEAD, KY 40409-8702
Transaction TypeMortgage
Record UpdatedJan 24, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 NAPIER RD, BRODHEAD, KY 40409-8702

Mortgage

Document Number00M300/113
DateMar 16, 2020
Book PageM300/113
Instrument329019
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressMOUNT VERNON, KY 40456
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueFeb 26, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$275.00 (+95.04%) Homeowner's exemption$83,000 (+30.91%)$83,000 (+30.91%)
2023$141.00$63,400$63,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN ROCKCASTLE WATER ASSOC
private · serves 12,623 people · EPA ID KY1020891
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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