10 N White St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 10 N White St, Poughkeepsie, NY 12601

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,024 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Nov 2018)
Tax Bill	$11,933 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-24-403979-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-24-403979-0000`
Alternative APNs	`130000616100244039790000` `131300 6.161-24-403.979` `478140`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,024 sqft Living Area
Gross Area	3,266 sqft
1st Floor Area	1,008 sqft
2nd Floor Area	1,008 sqft
Upper Floors Area	1,008 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	125 ft deep x 45 ft wide
View / Lot	Urban
Porch	Covered Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	478140
Street Address	10 N WHITE ST
City	POUGHKEEPSIE
State	NY
Zip	12601-3545
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-4
Legal Description	0.12 AC (C) 1995 0378 1896 0310
Legal Block	24
Legal Lot Number	403
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1004
Census Tract	221100

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 E JOSEPH ST, 1, MOONACHIE, NJ 07074-1003
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 26, 2020	Loan Modification, Mortgage LOANDEPOT.COM LLC
Nov 8, 2018	Grant Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Oct 31, 2007 · Amount on Record
Deed Document Number	20182018-8339
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	10 N WHITE ST, POUGHKEEPSIE, NY 12601-3545
Document Number	0000053962
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 N WHITE ST POUGHKEEPSIE NY 126013545, POUGHKEEPSIE, NY 12601-3545

Mortgage

Document Number	0000053962
Date	Nov 13, 2020
Instrument	53962

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUTCHESS NY
Property Address	10 N WHITE ST, POUGHKEEPSIE, NY 12601-3545
Document Number	0000000023
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 N WHITE ST POUGHKEEPSIE NY 126013545, POUGHKEEPSIE, NY 12601-3545

Mortgage

Document Number	0000000023
Date	Jan 4, 2021
Instrument	23

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Nov 8, 2018
Property Address	10 N WHITE ST, POUGHKEEPSIE, NY 12601-3545
Document Number	0000008339
Instrument Date	Oct 17, 2018
Instrument	8339
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	RIVER CITY ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 E JOSEPH ST #1ST MOONACHIE NJ 070741003, 1ST, MOONACHIE, NJ 07074-1003

Mortgage

Document Number	6972
Date	Nov 8, 2018
Instrument	6972

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,933.00	$546,000 (+27.27%) Land $29,700 Building $516,300	$546,000 (+27.27%) Land $29,700 Building $516,300
2023		$429,000 (+2%) Land $29,700 Building $399,300	$429,000 (+2%) Land $29,700 Building $399,300
2022		$357,500 Land $27,000 Building $330,500	$357,500 Land $27,000 Building $330,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

Nearby Properties on N White St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures