10 N Valley Ct, Chico, CA 95973 Property Records

Butte County property record for 10 N Valley Ct, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 2005
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2013)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`016-270-003-000`

Property Details

APN / Parcel Number

Primary APN	`016-270-003-000`
Alternative APN	`016-270-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10 N VALLEY CT
City	CHICO
State	CA
Zip	95973-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WESTMONT SUB
Legal Subdivision	WESTMONT SUB
Legal Lot Number	3
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2006
Census Tract	103

Owner

10 N Valley Ct is owned and occupied by an individual who acquired it in July 2020.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10 N VALLEY CT, CHICO, CA 95973-8239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING
Sep 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 28, 2020	Intrafamily Transfer, Transfer SOLIDIFI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2013 · Amount on File
Deed Sale	Oct 8, 2013 · Amount on File
Prior Sale	Dec 17, 2004 · Amount on File
Deed Document Number	201340676
Last Transfer Date	Jul 8, 2020
Transfer Doc	0000040032
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Recording Date	Jun 22, 2026
Property Address	10 N VALLEY CT, CHICO, CA 95973-8239
Document Number	0000017613
Instrument Date	Apr 22, 2026
Instrument	202617613
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	10 N VALLEY CT, CHICO, CA 95973-8239

Mortgage

Document Number	0000017613,
Date	Jun 22, 2026
Instrument	202617613

Lender

Name	LADERA LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 28, 2020
Property Address	10 N VALLEY CT, CHICO, CA 95973-8239
Document Number	0000040032
Instrument	40032
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10 N VALLEY CT CHICO CA 959738239, CHICO, CA 95973-8239

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Sep 28, 2020
Property Address	10 N VALLEY CT, CHICO, CA 95973-8239
Document Number	0000040031
Map Reference	MB 162 PG 78-80
Instrument Date	Jul 8, 2020
Instrument	2020-0040031
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 N VALLEY CT, CHICO, CA 95973-8239

Tax Assessment & Valuation

The 2025 property tax bill for 10 N Valley Ct was $3,321.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,324 (+2%) Land $118,779 Building $162,545
2025	$3,321.00	$275,808 Land $116,450 Building $159,358
2024			$408,870
2023	$3,051.00 (+4.59%)	$265,100 Land $111,929 Building $153,171
2022	$2,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 N Valley Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 N Valley Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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