10 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 10 N State St, Concord, NH 03301

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	5 bd · 3 ba · 6,097 sqft · built 1835
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Nov 2025)
Tax Bill	$15,126 (2025)
Deeds & Mortgages	Jun 2022 Refinance Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6444Z B:38`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6444Z B:38`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	6 Units
Stories	2 Stories
Building Area	6,097 sqft Total Area
Gross Area	11,856 sqft
1st Floor Area	3,925 sqft
Attic	Attic
Attic Area	1,558 sqft
Basement Area	4,029 sqft
Unfinished Basement	4,029 sqft

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1835
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 N STATE ST
City	CONCORD
State	NH
Zip	03301-4038
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	CBP
Legal Block	38
Legal Lot Number	5
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1009
Census Tract	32800

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 FOX RUN, CONCORD, NH 03301-1801
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY BANK
Nov 10, 2025	Warranty Deed, Transfer · Commercial Mortgage MILLYARD BANK
Jun 18, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage T&R FRENCH ASSOC LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	202518223
Deed Book / Page	3910 / 78
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	10 N STATE ST, CONCORD, NH 03301-4038
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012213
Date	Jun 23, 2022
Book Page	3796/1450
Instrument	202200012213

Lender

Name	PRIMARY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 10, 2025
Property Address	10 N STATE ST, CONCORD, NH 03301-4038
Document Number	0000018223
Book / Page	3910 / 78
Instrument Date	Nov 7, 2025
Instrument	202500018223
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FOX RUN, CONCORD, NH 03301-1801

Mortgage

Document Number	0000018224
Date	Nov 10, 2025
Instrument	202500018224

Lender

Name	MILLYARD BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 18, 2021
Property Address	10 N STATE ST, CONCORD, NH 03301-4038
Document Number	0000015824
Book / Page	3744 / 2087
Instrument Date	Jun 18, 2021
Instrument	202100015824
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ROBINSON RD, BOW, NH 03304-3822

Mortgage

Document Number	0000015825
Date	Jun 18, 2021
Instrument	202100015825

Lender

Name	T&R FRENCH ASSOC LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,126.00 (+5.13%)	$519,600 (-) Land $198,600 Building $321,000
2024	$14,388.00 (+3.1%)	$519,600 (-) Land $198,600 Building $321,000
2023	$13,956.00 (+3.75%)	$519,600 (-) Land $198,600 Building $321,000
2022	$13,452.00	$519,600 Land $198,600 Building $321,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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