Kane County property record for 10 N Porter St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,353 sqft · built 1928 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Dec 2024) |
| Tax Bill | $5,756 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-261-018 |
| Primary APN | 06-13-261-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,353 sqft Living Area |
| Gross Area | 2,271 sqft |
| Basement Area | 918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 10 N PORTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL PARK ADDN THE EAST 66 FT OF LOT 6 IN BLOCK 1 |
| Legal Subdivision | CENTRAL PARK ADDN |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
10 N Porter St is owned by two individuals who bought it in December 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3207 N NARRAGANSETT AVE, 405, CHICAGO, IL 60634-3989 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jul 13, 2018 | Deed of Trust, Mortgage · Line of Credit LIBERTYVILLE BK |
| Jan 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on File |
| Deed Sale | Dec 20, 2024 · Amount on File |
| Prior Sale | Jul 25, 2006 · Amount on File |
| Deed Document Number | 202447250 |
| Prior Transfer Date | May 21, 2021 |
| Prior Transfer Doc | 0000053907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 14, 2021 |
| Property Address | 10 N PORTER ST, ELGIN, IL 60120-5731 |
| Document Number | 0000053907 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021K053907 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 10 N PORTER ST, ELGIN, IL 60120-5731 |
| Document Number | 0000053908 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021K053908 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 10 N PORTER ST, ELGIN, IL 60120-5731 |
| Document Number | 0000037866 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10 N PORTER ST ELGIN IL 601205731, ELGIN, IL 60120-5731 |
| Document Number | 0000037866 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 37866 |
| Name | LIBERTYVILLE BK |
|---|---|
| Type | Bank |
| Address | LIBERTYVILLE, IL 60048 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 29, 2018 |
| Property Address | 10 N PORTER ST, ELGIN, IL 60120-5731 |
| Document Number | 0000004765 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 4765 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10 N PORTER ST ELGIN IL 601205731, ELGIN, IL 60120-5731 |
The 2025 property tax bill for 10 N Porter St was $5,756.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,756.00 | $83,456 (+8.57%) Land $18,550 Building $64,906 | $250,468 (+8.57%) Land $55,672 Building $194,796 |
| 2024 | $76,869 Land $17,086 Building $59,783 | $230,699 Land $51,279 Building $179,421 | |
| 2022 | $2,195.00 (-2.79%) Homeowner's exemption | $63,322 (+6.96%) Land $14,075 Building $49,247 | $189,966 (+6.96%) Land $42,225 Building $147,741 |
| 2021 | $2,258.00 Homeowner's exemption | $59,201 Land $13,159 Building $46,042 | $177,603 Land $39,477 Building $138,126 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 N Porter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 N Porter St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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