10 N Main St, Lamar, CO 81052 Property Records

Prowers County property record for 10 N Main St, Lamar, CO 81052

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 3,782 sqft · built 1990
Lot Size	0.517 acres (22,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2023)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`200017101`

Property Details

APN / Parcel Number

Primary APN	`200017101`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,782 sqft Heated Area
1st Floor Area	3,782 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	22,529 sqft (0.517 acres)
Lot Width	112 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 N MAIN ST
City	LAMAR
State	CO
Zip	81052-2576
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	46-22-31TRACT #1A TR CONTAINING .87 AC M/L IN SE4 EX N 50' EX W 140' OF N 12' (TO CITY) (62 N-S X 380 E-W) AND ADJ 1/2 MAIN S
Legal Range	46W
Legal Township	22S
Legal Section	31
Legal Subdivision	LAMAR SUB
Legal Tract	1-2
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	2
Census Block	2027
Census Tract	200

Owner

Source: Prowers County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 S MAIN ST, LAMAR, CO 81052-3433
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 21, 2023	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 21, 2023	Personal Representative Deed, Transfer · Line of Credit COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Feb 21, 2023 · Amount on Record
Deed Document Number	2023558645
Prior Transfer Date	Jan 17, 2023
Prior Transfer Doc	0000558644
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Recording Date	May 26, 2026
Property Address	10 N MAIN ST, LAMAR, CO 81052-2576
Document Number	0000565764
Instrument Date	Apr 15, 2026
Instrument	2026565764
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000565764,
Date	May 26, 2026
Instrument	2026565764

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Feb 21, 2023
Property Address	10 N MAIN ST, LAMAR, CO 81052-2576
Document Number	0000558645
Instrument Date	Feb 10, 2023
Instrument	558645
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$15.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	900 S MAIN ST, LAMAR, CO 81052-3433

February 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PROWERS CO
Recording Date	Feb 21, 2023
Property Address	10 N MAIN ST, LAMAR, CO 81052-2576
Document Number	0000558644
Instrument Date	Jan 17, 2023
Instrument	558644
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$15.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	900 S MAIN ST, LAMAR, CO 81052-3433

Mortgage

Document Number	0000558646
Date	Feb 21, 2023
Instrument	558646

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 21, 2024

Tax Assessment & Valuation

Source: Prowers County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (+2.76%)		$195,258 (-9.66%) Land $25,760 Building $169,498
2023	$3,730.00 (-17.7%)	$99,854 Land $12,880 Building $86,974	$216,135 Land $25,760 Building $190,375
2019	$4,532.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2013)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50

May also be available: Verizon, Viaero Wireless.

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