10 N Lang Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 10 N Lang Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,600 sqft · built 1970
Lot Size	0.533 acres (23,261 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Jun 2015)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`790260A000`

Property Details

APN / Parcel Number

Primary APN	`790260A000`
Alternative APN	`4-0053-4372-01-0017.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	850 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	23,261 sqft (0.533 acres)
Lot Dimensions	155 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	130 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	790260A000
Old Parcel Number	790260A000
Street Address	10 N LANG DR
City	O FALLON
State	MO
Zip	63366-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OFALLON HILLS BLK 1 LOTS 17 &18
Legal Range	02E
Legal Township	47N
Legal Subdivision	OFALLON HILLS
Legal Block	1
Legal Lot Number	17 18
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1005
Census Tract	311907

Owner

10 N Lang Dr is owned and occupied by two individuals who bought it in June 2015.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 N LANG DR, O FALLON, MO 63366-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Jun 11, 2020	Deed of Trust, Mortgage MORTGAGE ELECTRONIC REGISTRATI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2015 · Amount on File
Deed Sale	Jun 24, 2015 · Amount on File
Deed Document Number	0006377940
Deed Book / Page	6377 / 940
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 N LANG DR, O FALLON, MO 63366-3808
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012219
Date	Apr 3, 2023
Instrument	2023R-012219

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 N LANG DR, O FALLON, MO 63366-3808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071560109
Date	Oct 4, 2019
Book Page	7156/0109
Instrument	20191004000551540

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 N LANG DR, O FALLON, MO 63366-3808
Document Number	0073220287
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 N LANG DR O FALLON MO 633663808, O FALLON, MO 63366-3808

Mortgage

Document Number	0073220287
Date	Jun 16, 2020
Book Page	007322/000287
Instrument	409380

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	FLINT, MI 48501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 N Lang Dr was $3,259.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00	$56,754	$298,705
2023		$53,127
2022			$279,615 Land $60,000 Building $219,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 N Lang Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 N Lang Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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