10 N 12th St, Temple, TX 76501 Property Records

Bell County property record for 10 N 12th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,400 sqft · built 1899
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$277,375 (Aug 2023)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Oct 2020 Loan Modification + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0105250000`

Property Details

APN / Parcel Number

Primary APN	`0105250000`
Alternative APNs	`830021` `58290`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Flooring	Wood

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 N 12TH ST
City	TEMPLE
State	TX
Zip	76501-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	RYLANDER, BLOCK 005, LOT PT 6, (N 60 OF 6) ALONG 12TH ST
Legal Subdivision	RYLANDER
Legal Block	5
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1058
Census Tract	20701

Owner

Source: Bell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Vendor's Lien, Transfer · Construction Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 14, 2020	Loan Modification, Mortgage FIRST NAT'L BK/MCGREGOR
Nov 30, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST NAT'L BK/MCGREGOR
Jul 11, 2019	Loan Modification, Mortgage FIRST NAT'L BK
Jan 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Jan 29, 2018	Grant Deed, Mortgage FIRST NAT'L BK/MCGREGOR
Jul 7, 2017	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Jul 11, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	202335778
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0000028747
Record Updated	Sep 20, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 10, 2023
Property Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Document Number	0000035778
Map Reference	VOL 73 PG 310
Instrument Date	Jul 27, 2023
Instrument	2023035778
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 N 12TH ST, TEMPLE, TX 76501-4325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 N 12TH ST, TEMPLE, TX 76501-4325

Mortgage

Document Number	0000035779
Date	Aug 10, 2023
Instrument	2023035779

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Document Number	0000069384
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2102 COLUMBUS AVE WACO TX 767011037, WACO, TX 76701-1037

Mortgage

Document Number	0000069384
Date	Dec 14, 2020
Instrument	69384

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2040

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Nov 30, 2020
Property Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Document Number	0000066000
Instrument Date	Oct 15, 2019
Instrument	66000
Transaction Type	Construction Loan
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2102 COLUMBUS AVE WACO TX 767011037, WACO, TX 76701-1037

Mortgage

Document Number	0000066000
Date	Nov 30, 2020
Instrument	66000

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Document Number	0000032754
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 N 12TH ST TEMPLE TX 765014325, TEMPLE, TX 76501-4325

Mortgage

Document Number	0000032754
Date	Jul 26, 2019
Instrument	32754

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 25, 2022

Interest

Rate	6.75%

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Jan 29, 2018
Property Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Instrument Date	Jan 25, 2018
Instrument	3429
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	TEXAS CENTRAL TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000003429
Date	Jan 29, 2018
Instrument	3429

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2019

January 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jan 29, 2018
Property Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Instrument Date	Jan 25, 2018
Instrument	3427
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TEXAS CENTRAL TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000003427
Date	Jan 29, 2018
Instrument	3427

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	PO BOX 387, MC GREGOR, TX 76657-0387

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Document Number	0000030555
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000030555
Date	Jul 24, 2017
Instrument	30555

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2032

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 11, 2017
Property Address	10 N 12TH ST, TEMPLE, TX 76501-4325
Document Number	0000028747
Instrument Date	Jun 22, 2017
Instrument	28747
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #2114 WACO TX 767012135, 2114, WACO, TX 76701-2135

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (-57.51%)	$81,078 (-40.45%) Land $27,654 Building $53,424	$81,078 (-40.45%) Land $27,654 Building $53,424
2023	$3,121.00 (+38.4%)	$136,141 (+44.52%) Land $23,034 Building $113,107	$136,141 (+44.52%) Land $23,034 Building $113,107
2022	$2,255.00	$94,201 Land $15,180 Building $79,021	$94,201 Land $15,180 Building $79,021

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, SOS Communications, T-Mobile.

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