Essex County and Montclair Township property record for 10 Mountain Ter, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,894 sqft · built 1903 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,100,000 (Jun 2026) |
| Tax Bill | $29,700 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00706-0000-00025 |
| Primary APN | 13-00706-0000-00025 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,894 sqft Living Area |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Construction Type | Frame |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Old Parcel Number | 130070600025 |
|---|---|
| Street Address | 10 S MOUNTAIN TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 100X150 IRR |
| Legal Block | 706 |
| Legal Lot Number | 25 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 16100 |
Source: Essex County and Montclair Township records · APN 13-00706-0000-00025
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 MOUNTAIN TER, MONTCLAIR, NJ 07043-1106 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK |
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit INVESTORS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | May 20, 2013 · Amount on Record |
| Deed Document Number | 202642531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 29, 2026 |
| Property Address | 10 MOUNTAIN TER, MONTCLAIR, NJ 07043-1106 |
| Document Number | 0000042531 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 202642531 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | EVIDENT TITLE AGENCY INC, EVIDENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000042532, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202642532 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 MOUNTAIN TER, MONTCLAIR, NJ 07043-1106 |
| Document Number | 0000010935 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 MOUNTAIN TER MONTCLAIR NJ 070431106, MONTCLAIR, NJ 07043-1106 |
| Document Number | 0000010935 |
|---|---|
| Date | Feb 06, 2017 |
| Instrument | 10935 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 05, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $844,700 (-) Land $374,500 Building $470,200 | $844,700 (-) Land $374,500 Building $470,200 | |
| 2025 | $29,700.00 (+3.32%) | $844,700 (+9.16%) Land $374,500 Building $470,200 | $844,700 (+9.16%) Land $374,500 Building $470,200 |
| 2024 | $28,745.00 (+12.98%) | ||
| 2023 | $773,800 Land $374,500 Building $399,300 | $773,800 Land $374,500 Building $399,300 | |
| 2022 | $25,442.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 |
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 199 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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