10 Mountain Ct, Covington, GA 30016 Property Records

Newton County property record for 10 Mountain Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,241 sqft · built 1997
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2024)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0047C-00000-287-000`

Property Details

APN / Parcel Number

Primary APN	`0047C-00000-287-000`
Alternative APNs	`0047C 287` `21815`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,241 sqft Heated Area
1st Floor Area	1,241 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21815
Old Parcel Number	0047C 287
Street Address	10 MOUNTAIN CT
City	COVINGTON
State	GA
Zip	30016-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT13 MOUNTAINVIEW EST
Legal Subdivision	MOUNTAINVIEW ESTATES
Legal Lot Number	13
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1015
Census Tract	100600

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 MOUNTAIN CT, COVINGTON, GA 30016-7103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS
Oct 6, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 15, 2018	Grant Deed, Transfer · Conventional Mortgage DELTA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	2024005081
Deed Book / Page	4618 / 673
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 10, 2024
Property Address	10 MOUNTAIN CT, COVINGTON, GA 30016-7103
Document Number	0046180673
Book / Page	4618 / 673
Instrument Date	May 3, 2024
Instrument	2024005081
Transaction Type	Transfer
Record Updated	Dec 23, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 MOUNTAIN CT, COVINGTON, GA 30016-7103

Mortgage

Document Number	2024005082
Date	May 10, 2024
Instrument	2024005082

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2054

Mortgage

Document Number	0046180000000690
Date	May 10, 2024
Book Page	0000004618/0000000690
Instrument	2024005083

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 6, 2020
Property Address	10 MOUNTAIN CT, COVINGTON, GA 30016-7103
Document Number	0040790225
Book / Page	004079 / 000225
Instrument Date	Oct 1, 2020
Instrument	14169
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MOUNTAIN CT COVINGTON GA 300167103, COVINGTON, GA 30016-7103

Mortgage

Document Number	40790228
Date	Oct 6, 2020
Book Page	004079/000228
Instrument	14170

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 15, 2018
Property Address	10 MOUNTAIN CT, COVINGTON, GA 30016-7103
Document Number	0037130290
Book / Page	003713 / 000290
Instrument Date	Jun 14, 2018
Instrument	7265
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 MOUNTAIN CREEK TRL SOCIAL CIRCLE GA 300255152, SOCIAL CIRCLE, GA 30025-5152

Mortgage

Document Number	37130292
Date	Jun 15, 2018
Book Page	003713/000292
Instrument	7267

Lender

Name	DELTA CMNTY CU
Type	Credit Union
Address	PEACHTREE CITY, GA 30269

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00 (+11.09%) Homeowner's exemption	$99,240 (+10.51%) Land $16,000 Building $83,240	$248,100 (+10.51%) Land $40,000 Building $208,100
2023		$89,800 Land $8,000 Building $81,800	$224,500 Land $20,000 Building $204,500
2022	$2,183.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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